Regla del 4%: ¿Cuánto Dinero necesitas para Jubilarte ANTES de los 67?
El Club de Inversión
91,778 views
↴ ↴ ↴
https://www.elclubdeinversion.com/ir/...
To live off your investments, it's ESSENTIAL to precisely monitor the evolution of your wealth.
In this video, I explain the 4 percent rule and how to calculate exactly how much money you need to live off your investments. You'll see that a single multiplication is all it takes to find your target figure for financial freedom. And I'll show you how to adapt it to your situation, including the effect your pension has on the capital you need to accumulate.
I'll also explain why that round number might not be the most suitable for you if your retirement is going to last many years. I'll warn you about the sequential risk, the silent enemy that can leave you penniless even if you do all the calculations correctly. With clear examples, you'll see why the order in which crises occur can make all the difference to your retirement.
Finally, we'll discuss taxation in Spain and more flexible alternatives such as the 3.5 percent rule, the cube strategy, and dynamic withdrawals. I'll give you my personal opinion after more than 20 years of investing and making a living from my investments.
🎬 VIDEO CHAPTERS
▷ 00:00 The 4% Rule
▷ 02:13 Where Does the 4% Come From?
▷ 03:27 How to Calculate Your Exact Figure
▷ 06:37 The Enemy of Your Retirement
▷ 12:47 Beware of the Tax Implications
▷ 16:00 Alternatives to the 4% Rule
▷ 18:20 Limitations of This Rule
▷ 19:34 My Final Opinion
✅ Subscribe so you don't miss the upcoming content coming soon: https://bit.ly/suscribete-yt-ecdi
Here on the Investment Club channel, I share with you the most profitable ways to earn more money through investing in the stock market, real estate, cryptocurrencies, and many other alternative investments.
You'll improve your financial literacy and learn how to generate capital gains and passive income by discovering the best investment strategies.
Start your journey toward a much more secure financial situation, and who knows… maybe you're already taking your first steps toward financial freedom!
#4PercentRule #4%Rule #TheInvestmentClub #AndreaRedondo
20 Comments
Gracias por tus videos. Abrazo fuerte.
Luego cada vez se gasta menos, por lo menos en mi entorno
Regla del 4%: ¿Cuánto Dinero necesitas para Jubilarte ANTES de los 67?
El Club de Inversión
91,778 views
↴ ↴ ↴
https://www.elclubdeinversion.com/ir/...
To live off your investments, it's ESSENTIAL to precisely monitor the evolution of your wealth.
In this video, I explain the 4 percent rule and how to calculate exactly how much money you need to live off your investments. You'll see that a single multiplication is all it takes to find your target figure for financial freedom. And I'll show you how to adapt it to your situation, including the effect your pension has on the capital you need to accumulate.
I'll also explain why that round number might not be the most suitable for you if your retirement is going to last many years. I'll warn you about the sequential risk, the silent enemy that can leave you penniless even if you do all the calculations correctly. With clear examples, you'll see why the order in which crises occur can make all the difference to your retirement.
Finally, we'll discuss taxation in Spain and more flexible alternatives such as the 3.5 percent rule, the cube strategy, and dynamic withdrawals. I'll give you my personal opinion after more than 20 years of investing and making a living from my investments.
🎬 VIDEO CHAPTERS
▷ 00:00 The 4% Rule
▷ 02:13 Where Does the 4% Come From?
▷ 03:27 How to Calculate Your Exact Figure
▷ 06:37 The Enemy of Your Retirement
▷ 12:47 Beware of the Tax Implications
▷ 16:00 Alternatives to the 4% Rule
▷ 18:20 Limitations of This Rule
▷ 19:34 My Final Opinion
✅ Subscribe so you don't miss the upcoming content coming soon: https://bit.ly/suscribete-yt-ecdi
Here on the Investment Club channel, I share with you the most profitable ways to earn more money through investing in the stock market, real estate, cryptocurrencies, and many other alternative investments.
You'll improve your financial literacy and learn how to generate capital gains and passive income by discovering the best investment strategies.
Start your journey toward a much more secure financial situation, and who knows… maybe you're already taking your first steps toward financial freedom!
#4PercentRule #4%Rule #TheInvestmentClub #AndreaRedondo
Para vivir de tus inversiones, es ESENCIAL que controles con precisión la evolución de tu patrimonio