ESTO te puede restar miles de euros al invertir: Guía Completa sobre el TER
El Club de Inversión
18,550 views
↴ ↴ ↴
https://www.elclubdeinversion.com/ir/...
Monitor the performance of your investments and make better decisions. Automatically, and for free.
In this video, I explain what the TER (Total Expense Ratio) is and why it's the most significant cost you pay when investing in a fund or ETF, even though you never see it reflected as a charge. I'll tell you how it's deducted daily from the value of your investment without you receiving any invoice.
I'll show you why actively managed funds typically have a much higher TER than ETFs and index funds, and what specific expenses this fee includes: management, performance, operating, and transaction costs.
Using a real-world example of €10,000 invested over twenty years, I'll show you how a higher TER can reduce your final return by more than €10,000, even exceeding your initial investment.
I'll also explain where to check the TER before investing, what its limits are as an indicator, and why the country where your ETF is domiciled can affect your final return.
🎬 VIDEO CHAPTERS
▷ 00:00 What is the TER?
▷ 02:11 Why some funds charge more
▷ 03:40 What expenses are included in the TER?
▷ 05:53 Calculating the TER step by step
▷ 07:27 How much do the fees cost you?
▷ 10:32 Comparing the TER between funds
▷ 12:04 Where to check the TER?
▷ 13:12 Advantages and limitations of the TER
▷ 16:22 My final opinion
✅ Subscribe so you don't miss the upcoming content coming soon: https://bit.ly/suscribete-yt-ecdi
Here on the Investment Club channel, I share with you the most profitable ways to earn more money through stock market investing. in real estate, cryptocurrencies, and many other alternative investments.
You'll improve your financial literacy and learn to generate capital gains and passive income by learning the best investment strategies.
Start your journey toward a much more secure financial situation, and who knows… maybe you're already taking your first steps toward your own financial freedom!
#TER #WhatIsTER #TheInvestmentClub #AndreaRedondo
20 Comments
Es verdad que a veces prestamos más atención a las instrucciones para montar un simple mueble que nos cuesta unos pocos euros y cuando se trata de una inversión que nos puede costar miles de euros lo damos por sentado y no miramos con cuidado algunos gastos como éste.
De nuevo muchas gracias ❤
ESTO te puede restar miles de euros al invertir: Guía Completa sobre el TER
El Club de Inversión
18,550 views
↴ ↴ ↴
https://www.elclubdeinversion.com/ir/...
Monitor the performance of your investments and make better decisions. Automatically, and for free.
In this video, I explain what the TER (Total Expense Ratio) is and why it's the most significant cost you pay when investing in a fund or ETF, even though you never see it reflected as a charge. I'll tell you how it's deducted daily from the value of your investment without you receiving any invoice.
I'll show you why actively managed funds typically have a much higher TER than ETFs and index funds, and what specific expenses this fee includes: management, performance, operating, and transaction costs.
Using a real-world example of €10,000 invested over twenty years, I'll show you how a higher TER can reduce your final return by more than €10,000, even exceeding your initial investment.
I'll also explain where to check the TER before investing, what its limits are as an indicator, and why the country where your ETF is domiciled can affect your final return.
🎬 VIDEO CHAPTERS
▷ 00:00 What is the TER?
▷ 02:11 Why some funds charge more
▷ 03:40 What expenses are included in the TER?
▷ 05:53 Calculating the TER step by step
▷ 07:27 How much do the fees cost you?
▷ 10:32 Comparing the TER between funds
▷ 12:04 Where to check the TER?
▷ 13:12 Advantages and limitations of the TER
▷ 16:22 My final opinion
✅ Subscribe so you don't miss the upcoming content coming soon: https://bit.ly/suscribete-yt-ecdi
Here on the Investment Club channel, I share with you the most profitable ways to earn more money through stock market investing. in real estate, cryptocurrencies, and many other alternative investments.
You'll improve your financial literacy and learn to generate capital gains and passive income by learning the best investment strategies.
Start your journey toward a much more secure financial situation, and who knows… maybe you're already taking your first steps toward your own financial freedom!
#TER #WhatIsTER #TheInvestmentClub #AndreaRedondo
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