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🚨 BIG MOVES: Selling This, Buying That | Income Portfolio Update

Permission To Be Wealthy

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Content Clarification: the ROC distributions for BTCI in 2025 were closer to 45%. I used last months ROC distributions for the analysis and want to call that out as a point for adjustment for those working out their math. Thank you to everyone who is keeping me honest!

In this April 2026 portfolio review, I walk you through two big changes to our $1.3M portfolio — selling JEPQ and moving $400K into an income-oriented strategy targeting $127K/year in passive income. I share the 5 scenarios I ran from conservative to aggressive, my BTCI buy thesis at a 44% discount and 29% yield, and the free dividend calculator from stockanalysis.com that I used to pressure test the entire move (link below for 1 month free for the first 500 of you).

If you've built real wealth, and are trying to figure out how to turn it into reliable monthly income without hoping the market cooperates every year — this video is for you.

⏱️ TIMESTAMPS
0:00 Intro
1:40 Portfolio snapshot — April 2026
2:45 March & April distributions by fund
5:10 Overall summary + consensus income planning
7:26 Unrealized gains/losses
8:28 BTCI thoughts
10:22 Change #1 — Selling JEPQ and why
12:13 Change #2 — Vanguard to income + DRIP
13:45 The 5 scenarios I ran (Conservative to Aggressive)
16:30 Pressure testing with stockanalysis.com dividend calculator
20:50 1 month free for first 500 subscribers
22:50 Recap

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DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Joseph and Stefanie do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
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20 Comments

@permissiontobewealthy Creator 5 months ago (edited) Pinned

Hey guys!
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@TiffanyMalone 9 days ago

This kind of portfolio update always gets my attention. Selling one position and buying another can completely change the income profile and risk of a portfolio.

@LonnieT.Worley 3 weeks ago

When I first started trading crypto, I honestly didn’t understand the market very well. What really changed my approach was learning from my mentor. Barrett Gilbert Bento. His strategy helped me understand market structure, trends, support and resistance, entries, and risk management much better.

@dividendxray 5 months ago

I like how you structured the portfolio into separate growth and income buckets instead of forcing one strategy to do everything. The transparency around distribution variability versus consistency made the tradeoffs feel much more realistic and useful than the typical “just chase yield” content.

You also explain complex portfolio decisions in a very calm and approachable way, which probably helps a lot of people think more rationally about income investing.

@nabazaheer 2 months ago (edited)

You’re my new favourite channel lady. I don’t have BTCI or QQQI yet cause I’m not a US investor and my dividends are subject to 30% withholding tax due to a lack of a proper tax treaty. JEPQ and JEPI have UCITS and I’m investing from a 0 income tax country. I put 50k in BITA when the price was around $48 so July is gonna be a lit month. I’m planning to add into that in August and September when btc is expected to dip again. I have 1.8 self custody bitcoins which I’m planning to turn to 3 bitcoins if August and September are lows. I’ll balance that with another 100k on BITA in case there’s a prolonged bear market. Will DCA on JEPQ and JEPI monthly 5k each. Let me know if this is an okay strat, if you read this.

Edit: I wish I’d come across this channel back in February. I put 10k in IYH and 10K in Campbell stock, 45k in Microsoft which is now down $350, and another $30k in some Chinese stocks. Literally $100k that was not aligned with my goals.

@btn1100 5 months ago

It's not my money but putting a third of your account in BTCI gives me a panic attack, just watching this. lol. Man, you must have a stomach of steel.

@TheIndianOutlaw73 5 months ago

BTCI is a solid etf but it's final ROC numbers for 2025 came in at barely around 50% because when the underlying asset declines like Bitcoin did, premiums from expired options get re classified as taxable short term capital gains rather than ROC. So no fault of the BTCI etf but just wanted everyone to be aware. Thanks.

@mp634501ify 5 months ago

Could you please review ROCQ?

@ScottMobley1138 5 months ago

Hey now! Great breakdown of your changes. Thank you.

@ichange77 5 months ago

Loooooove your Videos. Thanks

@phillytrue812 5 months ago

Fab info. Thank you.

@markdelaney1384 4 months ago

🔥 Just watched for a third time. Great stuff. Best Regards

@ResellingwithSunnySideJohn 4 months ago

Great information thank you for sharing

@edwardcimino260 5 months ago

I like the more sophisticated blend of ETFs you're using.

@finiteloops8610 1 month ago

Beautifully informative and clear. Thank you!

@DrAlHealthLongevity 4 months ago

you are awesome as always, looking forward to your next video

@DuffyJ1111 5 months ago

This is exactly the reason I sold out of JEPQ about a year ago and pivoted to QQQI. I have a much smaller monthly income portfolio but the majority of it is SPYI/QQQI/SCHD. I have a small position in BTCI in my Schwab Contributory ROTH that I will continue to DCA into monthly. Thanks for the video.