The Mistake Almost Every Covered Call ETF Investor Makes (NEOS Breaks It Down)
Permission To Be Wealthy
77,420 views
Are covered call ETFs the key to generating real income in retirement — without having to sell your shares? In this interview, I sit down with Wes Mathews, Senior Managing Director and Head of Investment Strategy at NEOS Funds, to break down exactly how NEOS is helping investors generate consistent, higher-yield income through their suite of options-based ETFs.
👇 Drop your questions in the comments — your question could be featured in a future Q&A episode!
⏱ WHAT WE COVER:
00:00 Intro
00:51 What makes NEOS different from traditional ETF issuers
01:48 The 4 income strategy buckets: High Equity Income, Boosted High Income, High Income Alternatives & Hedged Equity Income
05:28 How NOES High Equity Income Funds like SPYI target 10–12% annual distributions while aiming to preserve NAV
05:39 Tax efficiency for taxable brokerage accounts (why I personally hold SPYI, QQQI & BTCI)
08:33 Consistency of distributions and why it matters for retirement income planning
10:44 The NEOS "Boosted" strategy: 150% targeted exposure for investors seeking higher income AND upside participation
11:53 How NEOS High Income Alternatives like BTCI (Bitcoin covered call ETF) target a 27–30% distribution rate — and how that's actually sustainable
16:26 NEOS Hedged Equity: how to stay invested in the S&P while getting downside protection against major market drops
18:10 NAV erosion — the real answer to the #1 question in the comments
💬 VIEWER QUESTIONS ANSWERED:
"Are these income ETFs designed to pay forever with zero NAV erosion?"
"Is anything paying more than 15–17% actually sustainable?"
📌 NEOS currently manages 19 funds including SPYI, QQQI, BTCI, and ETHI. All designed with a systematic, back-tested, tax-efficient approach.
⚠️ DISCLOSURE: This video is sponsored by NEOS Funds. I personally hold SPYI, QQQI, and BTCI in my taxable brokerage account. This is not financial advice. Always do your own research.
🔔 Subscribe for weekly videos on building wealth, passive income, and retiring on your own terms.
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Other Videos You'll Enjoy
💰The Best Covered Call ETFs - No NAV Erosion: The Best Covered Call ETFs - High Yields a...
💰Covered Call ETFs Explained: Covered Call ETFs Explained: Beginner's Gu...
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DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Joseph and Stefanie do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
Affiliate Disclaimer
Some links are affiliate links, meaning I earn a small commission at no extra cost to you when you make a purchase. You can also use these storewide links below to support the channel while making other purchases.
Other Investing Resources:
Vanguard https://investor.vanguard.com/
Fidelity https://www.fidelity.com/
NEOS ETFs https://neosfunds.com/
Global X ETFs https://www.globalxetfs.com/
JP Morgan ETFs https://am.jpmorgan.com/us/en/asset-m...
Roll Over your 401k with Capitalise https://capitalize.sjv.io/permissiont...
Stock Analysis (use code STEF for 10% off) https://stockanalysis.com/pro/?ref=st...
Gear we use for our YouTube Studio videos:
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#CoveredCallETF #RetirementIncome #NEOSFunds #SPYI #QQQI #BTCI #IncomeInvesting #ETFIncome #PassiveIncome #DividendInvesting #FinancialFreedom #PermissionToBeWealthy #RetirementPlanning #HighYieldETF #OptionsIncome
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The Mistake Almost Every Covered Call ETF Investor Makes (NEOS Breaks It Down)
Permission To Be Wealthy
77,420 views
Are covered call ETFs the key to generating real income in retirement — without having to sell your shares? In this interview, I sit down with Wes Mathews, Senior Managing Director and Head of Investment Strategy at NEOS Funds, to break down exactly how NEOS is helping investors generate consistent, higher-yield income through their suite of options-based ETFs.
👇 Drop your questions in the comments — your question could be featured in a future Q&A episode!
⏱ WHAT WE COVER:
00:00 Intro
00:51 What makes NEOS different from traditional ETF issuers
01:48 The 4 income strategy buckets: High Equity Income, Boosted High Income, High Income Alternatives & Hedged Equity Income
05:28 How NOES High Equity Income Funds like SPYI target 10–12% annual distributions while aiming to preserve NAV
05:39 Tax efficiency for taxable brokerage accounts (why I personally hold SPYI, QQQI & BTCI)
08:33 Consistency of distributions and why it matters for retirement income planning
10:44 The NEOS "Boosted" strategy: 150% targeted exposure for investors seeking higher income AND upside participation
11:53 How NEOS High Income Alternatives like BTCI (Bitcoin covered call ETF) target a 27–30% distribution rate — and how that's actually sustainable
16:26 NEOS Hedged Equity: how to stay invested in the S&P while getting downside protection against major market drops
18:10 NAV erosion — the real answer to the #1 question in the comments
💬 VIEWER QUESTIONS ANSWERED:
"Are these income ETFs designed to pay forever with zero NAV erosion?"
"Is anything paying more than 15–17% actually sustainable?"
📌 NEOS currently manages 19 funds including SPYI, QQQI, BTCI, and ETHI. All designed with a systematic, back-tested, tax-efficient approach.
⚠️ DISCLOSURE: This video is sponsored by NEOS Funds. I personally hold SPYI, QQQI, and BTCI in my taxable brokerage account. This is not financial advice. Always do your own research.
🔔 Subscribe for weekly videos on building wealth, passive income, and retiring on your own terms.
I use Stock Analysis . com to do my Stock/Fund Research
Get 10% off by using the code “STEF” at https://stockanalysis.com/pro/?ref=st...
Save yourself hundreds of hours of research and get my Income 360 Guide with over 80 covered call ETFs and counting https://stan.store/JosephManuelGonzal...
Met with Stefanie 1:1 to deep dive your financial independence strategy
https://calendly.com/permissiontobewe...
🔔 Subscribe for more financial independence and money-making tips: @permissiontobewealthy
Other Videos You'll Enjoy
💰The Best Covered Call ETFs - No NAV Erosion: The Best Covered Call ETFs - High Yields a...
💰Covered Call ETFs Explained: Covered Call ETFs Explained: Beginner's Gu...
💰2 Bucket Strategy: How Much $1M, $1.5M and $2M will REALLY get you in Retirement How Much $1M, $1.5M, and $2M REALLY Give Y...
💰JEPI vs SPYI - Which Does Better? I Ditched JEPI for SPYI | S&P500 Passive I...
DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Joseph and Stefanie do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
Affiliate Disclaimer
Some links are affiliate links, meaning I earn a small commission at no extra cost to you when you make a purchase. You can also use these storewide links below to support the channel while making other purchases.
Other Investing Resources:
Vanguard https://investor.vanguard.com/
Fidelity https://www.fidelity.com/
NEOS ETFs https://neosfunds.com/
Global X ETFs https://www.globalxetfs.com/
JP Morgan ETFs https://am.jpmorgan.com/us/en/asset-m...
Roll Over your 401k with Capitalise https://capitalize.sjv.io/permissiont...
Stock Analysis (use code STEF for 10% off) https://stockanalysis.com/pro/?ref=st...
Gear we use for our YouTube Studio videos:
Teleprompter Elegato Prompter: https://amzn.to/4jPlaxi
Camera (Video) Sony A7Cii: https://amzn.to/3S5ZQaI
Lens (Video) Sony 15mm 1.4 Lens: https://amzn.to/4cM1EPC
Studio Light NanLite Forza 60B: https://amzn.to/4cM9Sat
Lantern GODOX CS 50D Latern Softbox: https://amzn.to/4jMbvar
Tripod for Lantern + Spotlight GODOX 240F: https://amzn.to/4cWgWl5
Mic Senheiser MXE 600 XLR (KIT): https://amzn.to/4lKj5Ev
Sound Mixer EVO 4: https://amzn.to/3ECpdOk
Mic Cable Stagg XLR cables: https://amzn.to/42sxnlG
#CoveredCallETF #RetirementIncome #NEOSFunds #SPYI #QQQI #BTCI #IncomeInvesting #ETFIncome #PassiveIncome #DividendInvesting #FinancialFreedom #PermissionToBeWealthy #RetirementPlanning #HighYieldETF #OptionsIncome