My Real Payday Budget in Rural Japan 🇯🇵 | 236,000 Yen Take-Home, Only 29,000 Left
Hana - daily life in japan
6,390 views
Good evening from rural Japan 🌾
I'm Hana, 24, living alone in the Japanese countryside and working my first year as a researcher at a manufacturer. This is my payday vlog: I lay out my whole paycheck in cash, write my budget by hand in a notebook, and show you where my money goes.
This month, my take-home pay was 236,000 yen (about $1,490 / €1,330). After rent, my student loan, savings, investing, and everything else, I had 29,000 yen (about $180 / €160) left.
As a little reward for working hard, I walked to the convenience store late at night and found half-price custard éclairs for just 161 yen (about $1 / €0.90). And since I can't get to the supermarket very often, I order things like soy milk online.
This one is quite late, but it's about my pay for August.
💬 QUESTIONS FOR YOU
・What's the first thing you do on payday?
・Do you keep a budget? On paper or in an app?
・What's your favorite little treat after a long day?
⏱ CHAPTERS
00:00 Payday highlights
00:36 The night before payday
02:45 Payday morning
04:21 Checking my pay on my phone
05:20 Laying out my salary in cash
07:31 Income, tax and rent
09:35 Setting my monthly budget
12:13 What's left: 29,000 yen
14:43 Late-night walk to the convenience store
16:37 Half-price éclairs at home
18:55 Ordering soy milk online
💴 MY BUDGET THIS MONTH (August pay)
Base salary 260,000 yen + overtime 22,000 yen
Social insurance 38,800 yen / income tax 7,200 yen / resident tax 0 yen
Take-home 236,000 yen → rent 40,000 yen → 196,000 yen
Utilities 12,000 / phone & Wi-Fi 7,000 / food 30,000 / daily goods 10,000
Medical 5,000 / subscriptions 10,000 / socializing 10,000
Student loan 30,000 / index fund 3,000 / trips home 30,000 / savings 20,000
Left over: 29,000 yen
(Approximate conversions: 1 USD = 158 yen, 1 EUR = 178 yen)
📺 MY OTHER PAYDAY VLOGS
My first payday: First Payday in Japan 🇯🇵 | The Reality of ...
Payday #2: A Payday in Rural Japan 🇯🇵 | Honest Money ...
📌 ABOUT ME
I'm Hana, 24, living alone in the Japanese countryside. I graduated with a master's in agriculture this spring and work as a researcher at a manufacturer. I write every subtitle in Japanese and have them translated, so I hope the little nuances come through 😊
#japanvlog #payday #ruraljapan #budgeting #dailylifeinjapan #japanlife #konbini #livingalone
20 Comments
Now, after having put aside money for everything you need and for savings, you still have 29,000 yen left of your paycheck. Money you can spend however you want.
In my opinion, that's awesome for a person who has just joined the workforce.
You are doing so well! I am very impressed by how well you are managing your income.
Keep at it and you will see that envelope getting bigger and bigger! 💰💰💰
Give yourself a pat on the back for a job well done!
Have a great week now, and please take care! 🤗
Hanaさんの声も、字も、甘いデザートを食べながら幸せそうに見える姿も本当に可愛いです!!!!
Hayat mücadelende başarılar diliyorum
Parabéns pela sua disciplina financeira invejável, até guardando o doce, eu comeria tudo kkkk😂. Ótima semana...✌🏻
I find it really interesting how you list everything—both your fixed monthly expenses and the costs that don't come up every single month but still need to be paid, say, every other month.
I’ve just received my third paycheck from my company. The gross amount was €4,024.24 (I’m unskilled labor in this role), and my net pay is around €3,073.57.
My fixed costs for this month and in general—come to €1,950.
That said, theoretically, my net pay would be €181 higher. However, I have a retirement plan that both the company and I contribute to. I’ll be out of my probationary period in three months, and I’m hoping for a raise then.
By the way, I’m a trained tradesman (window installer), so I don’t have any loans to pay off like you do from your university studies. Funnily enough, my company also has a branch in Japan. My dream is to live in Japan and own a house in the countryside.
As I mentioned before: just wait until you’ve put in enough time at the job. You’ll end up earning more money then, too.
My Real Payday Budget in Rural Japan 🇯🇵 | 236,000 Yen Take-Home, Only 29,000 Left
Hana - daily life in japan
6,390 views
Good evening from rural Japan 🌾
I'm Hana, 24, living alone in the Japanese countryside and working my first year as a researcher at a manufacturer. This is my payday vlog: I lay out my whole paycheck in cash, write my budget by hand in a notebook, and show you where my money goes.
This month, my take-home pay was 236,000 yen (about $1,490 / €1,330). After rent, my student loan, savings, investing, and everything else, I had 29,000 yen (about $180 / €160) left.
As a little reward for working hard, I walked to the convenience store late at night and found half-price custard éclairs for just 161 yen (about $1 / €0.90). And since I can't get to the supermarket very often, I order things like soy milk online.
This one is quite late, but it's about my pay for August.
💬 QUESTIONS FOR YOU
・What's the first thing you do on payday?
・Do you keep a budget? On paper or in an app?
・What's your favorite little treat after a long day?
⏱ CHAPTERS
00:00 Payday highlights
00:36 The night before payday
02:45 Payday morning
04:21 Checking my pay on my phone
05:20 Laying out my salary in cash
07:31 Income, tax and rent
09:35 Setting my monthly budget
12:13 What's left: 29,000 yen
14:43 Late-night walk to the convenience store
16:37 Half-price éclairs at home
18:55 Ordering soy milk online
💴 MY BUDGET THIS MONTH (August pay)
Base salary 260,000 yen + overtime 22,000 yen
Social insurance 38,800 yen / income tax 7,200 yen / resident tax 0 yen
Take-home 236,000 yen → rent 40,000 yen → 196,000 yen
Utilities 12,000 / phone & Wi-Fi 7,000 / food 30,000 / daily goods 10,000
Medical 5,000 / subscriptions 10,000 / socializing 10,000
Student loan 30,000 / index fund 3,000 / trips home 30,000 / savings 20,000
Left over: 29,000 yen
(Approximate conversions: 1 USD = 158 yen, 1 EUR = 178 yen)
📺 MY OTHER PAYDAY VLOGS
My first payday: First Payday in Japan 🇯🇵 | The Reality of ...
Payday #2: A Payday in Rural Japan 🇯🇵 | Honest Money ...
📌 ABOUT ME
I'm Hana, 24, living alone in the Japanese countryside. I graduated with a master's in agriculture this spring and work as a researcher at a manufacturer. I write every subtitle in Japanese and have them translated, so I hope the little nuances come through 😊
#japanvlog #payday #ruraljapan #budgeting #dailylifeinjapan #japanlife #konbini #livingalone