Cartera agresiva vs moderada: ¿Cuantos fondos necesitas realmente?
Dani Finanzas
6,038 views
When I review the portfolios you send me, there's a recurring mistake: more than 20 funds, many with ridiculously small weightings (1-5%), and such frequent turnover that it seems like you're trading mutual funds. And the worst part is that this doesn't give you more diversification; it actually gives you worse returns than if you had simply invested in an index fund.
In this video, I'll show you how to build your portfolio using the Core-Satellite structure: a core that's never touched (long-term index funds) and a smaller, more tactical satellite portion for the specific ideas you want to test. With real-world examples and Excel spreadsheets:
📊 Why having 20 funds is worse than having 7 (and how many you really need based on your capital)
🎯 The Core-Satellite structure explained step by step
🌍 How to build your portfolio if you're starting out (with just 2 index funds) or with an automated portfolio
📈 Real-world example of an aggressive 100% equity portfolio, with its X-ray analysis: returns, volatility, and worst historical decline
🛡️ Real-world example of a more conservative portfolio with mixed, alternative, and fixed-income funds — same number of funds, completely different profile
💰 When to start including fixed income in your portfolio (the answer depends on your capital, not your age)
🏛️ The permanent portfolio: the simplest example of all, with just 4 assets
As always: this is not investment advice. Each portfolio must be tailored to your situation, time horizon, and objectives. Don't copy other people's portfolios, not even mine.
📩 Join the free Telegram community, where I answer questions like this: https://t.me/DanielVillares
#InvestmentPortfolio #IndexFunds #PassiveInvesting #FinancialEducation #CoreSatellite
Who am I?
Hi! I'm Dani, a licensed economist and passionate about finance. My goal is to introduce you to the world of investing in simple, straightforward language, free of technical jargon, sharing the information I wish I'd had 20 years ago.
The idea is not only for you to learn about this fascinating world, but also to truly understand where you're putting your money. Because investing wisely is investing with confidence.
🔻🔻🔻SOCIAL MEDIA🔻🔻🔻
📲 TikTok → https://www.tiktok.com/@danielvillare...
📸 Instagram → https://www.instagram.com/daniel_vill...
----------------------------
📌 VIDEO CHAPTERS
00:00 Introduction
01:51 Core Satellite
04:31 Aggressive Equity Portfolio
09:41 Moderate Portfolio
16:41 When Should I Diversify?
18:30 Conclusion
----------------------------
⚠️ Disclaimer
This video does not constitute a buy or sell recommendation. The content is for informational and educational purposes. Each investor should conduct their own analysis before making investment decisions.
8 Comments
El índice más completo es el MSCI ACWI ex USA IMI:
🌍 Países desarrollados + emergentes
🇺🇸 Excluye EEUU
Incluye large + mid + small caps
Aproximadamente 6.018 empresas
Cubre alrededor del 99% del mercado de renta variable mundial fuera de EEUU.
MSCI World ex USA: países desarrollados sin EEUU. Incluye Europa, Japón, Canadá, Australia, etc., pero no emergentes. El índice tiene unas 770 compañías.
MSCI ACWI ex USA / FTSE All-World ex US: países desarrollados + emergentes, excluyendo EEUU. Es probablemente lo más parecido a un "MSCI World pero quitando EEUU". El MSCI ACWI ex USA cubre aproximadamente el 85% del mercado mundial fuera de EEUU.
Lo digo para la gente q prefiere world + emergente. De esto a penas hay videos.
Cartera agresiva vs moderada: ¿Cuantos fondos necesitas realmente?
Dani Finanzas
6,038 views
When I review the portfolios you send me, there's a recurring mistake: more than 20 funds, many with ridiculously small weightings (1-5%), and such frequent turnover that it seems like you're trading mutual funds. And the worst part is that this doesn't give you more diversification; it actually gives you worse returns than if you had simply invested in an index fund.
In this video, I'll show you how to build your portfolio using the Core-Satellite structure: a core that's never touched (long-term index funds) and a smaller, more tactical satellite portion for the specific ideas you want to test. With real-world examples and Excel spreadsheets:
📊 Why having 20 funds is worse than having 7 (and how many you really need based on your capital)
🎯 The Core-Satellite structure explained step by step
🌍 How to build your portfolio if you're starting out (with just 2 index funds) or with an automated portfolio
📈 Real-world example of an aggressive 100% equity portfolio, with its X-ray analysis: returns, volatility, and worst historical decline
🛡️ Real-world example of a more conservative portfolio with mixed, alternative, and fixed-income funds — same number of funds, completely different profile
💰 When to start including fixed income in your portfolio (the answer depends on your capital, not your age)
🏛️ The permanent portfolio: the simplest example of all, with just 4 assets
As always: this is not investment advice. Each portfolio must be tailored to your situation, time horizon, and objectives. Don't copy other people's portfolios, not even mine.
📩 Join the free Telegram community, where I answer questions like this: https://t.me/DanielVillares
#InvestmentPortfolio #IndexFunds #PassiveInvesting #FinancialEducation #CoreSatellite
Who am I?
Hi! I'm Dani, a licensed economist and passionate about finance. My goal is to introduce you to the world of investing in simple, straightforward language, free of technical jargon, sharing the information I wish I'd had 20 years ago.
The idea is not only for you to learn about this fascinating world, but also to truly understand where you're putting your money. Because investing wisely is investing with confidence.
🔻🔻🔻SOCIAL MEDIA🔻🔻🔻
📲 TikTok → https://www.tiktok.com/@danielvillare...
📸 Instagram → https://www.instagram.com/daniel_vill...
----------------------------
📌 VIDEO CHAPTERS
00:00 Introduction
01:51 Core Satellite
04:31 Aggressive Equity Portfolio
09:41 Moderate Portfolio
16:41 When Should I Diversify?
18:30 Conclusion
----------------------------
⚠️ Disclaimer
This video does not constitute a buy or sell recommendation. The content is for informational and educational purposes. Each investor should conduct their own analysis before making investment decisions.