Veterans Rated Under 100% Are Getting Paid the FULL Amount β€” Here's the Rule (Most Never Use It)

Frank Sutherland

Frank Sutherland

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There is a way for a veteran rated well under one hundred percent β€” sixty, seventy, even eighty percent β€” to get paid every single month at the full one hundred percent rate, the same check a fully rated veteran takes home. Most of the veterans who qualify never file for it, because they're convinced you need a one hundred percent rating to get one hundred percent money. You don't. It's a separate rule, and the VA is never going to call to tell you that you already qualify.

I'm Frank Sutherland. I'm a veteran, and I spend my time digging through these rules and the fine print so you don't have to. I'm not a salesman and I'm not selling you anything β€” I just read what the regulation actually says and tell you, in plain words, what it means for your check.

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The 50-page plain-English guide to the VA money most veterans never claim β€” TDIU, SMC, the offset (CRDP/CRSC), secondary claims, appeals & the PACT Act.
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What's covered:
What TDIU (Individual Unemployability) is β€” the full 100% rate without a 100% rating
Who qualifies by the numbers: one condition at 60%, or a combined 70% with at least one 40%
The second path for veterans who fall just under those numbers but can't hold gainful work
The work rule everyone gets wrong β€” why a little part-time work doesn't disqualify you
Exactly how to file it: VA Form 21-8940, plus the back pay you may already be owed

You never have to pay anyone a fee or a percentage of your back pay to file this. Free, accredited Veterans Service Officers β€” through the VFW, DAV, American Legion, and your county veterans office β€” will help you build and file it at no cost.

Are you sitting under 100% and still struggling to hold a job? Tell me your rating in the comments.

CHAPTERS
0:00  Paid the full rate β€” without a 100% rating
1:25  Frank Sutherland β€” veteran
1:51  What TDIU actually is
3:02  What it's worth ($1,500 vs $3,831)
3:43  Why the VA won't tell you
4:32  Who qualifies: the schedular math
7:24  The second path (extraschedular)
9:46  The work rule β€” what counts as "gainful"
13:02 How to file: VA Form 21-8940
14:02 Back pay to your effective date
16:00 A real example: Dale
17:10 What to do this week
19:01 Share this

This channel is general education, not legal or VA-claims advice for your specific situation. Always confirm your own case with the VA or a free accredited Veterans Service Officer before you act.

#Veterans #VADisability #TDIU #VeteransBenefits #DisabledVeterans #VAClaims