401(k): Todo lo que debes saber
Endeuda2
253,348 views
If you live and work in the United States, you've probably heard about the very popular 401(k) plan a thousand times, and maybe you even have one.
But a 401(k) has many features, rules, and strategies that very few people know about.
Today we're going to go deeper. I don't just want to explain that a 401(k) is a retirement account with tax benefits; I want you to understand what you really have with a 401(k) by the end of this video, and to grasp the details, not just the surface.
Take control of your money. Get your budget today!
🔸 https://endeuda2.com/productos/bundle...
Template Bundles:
🔸 Budget + Net Worth: https://endeuda2.myflodesk.com/presup...
Individual Templates:
🔸 Budget Template (Individual): https://endeuda2.myflodesk.com/presup...
🔸 Net Worth Tracker (Individual): https://endeuda2.myflodesk.com/patrim...
⚠️ All these products are only compatible with Google Sheets.
00:00 • The rules no one knows about 401(k)
01:12 • A 401(k) is not an investment
03:40 • How does the money come in?
06:24 • Between traditional and Roth, which is better?
7:55 • Employer Match
12:11 • How Does the Money Get Out?
15:22 • The Rule of 55
16:16 • Roth Conversion Ladder
18:44 • RMDs: Required Minimum Distributions
20:54 • 401(k) Loans
22:21 • What Happens to the Money Upon Death?
24:49 • Is a 401(k) Worth It?
Get More for Your Cash:
💵 High-Yield Savings Accounts (Updated Interest Rates) https://linktw.in/aSzeNj
💵 Certificates of Deposit (Updated Interest Rates) https://linktw.in/DOVcII
💵 Open Your Investment Account https://linktw.in/itZPAP
The content of this video is for educational and entertainment purposes and should not be used as financial or legal advice. You should do your own research and consult with a financial professional about your particular situation.
20 Comments
401(k): Todo lo que debes saber
Endeuda2
253,348 views
If you live and work in the United States, you've probably heard about the very popular 401(k) plan a thousand times, and maybe you even have one.
But a 401(k) has many features, rules, and strategies that very few people know about.
Today we're going to go deeper. I don't just want to explain that a 401(k) is a retirement account with tax benefits; I want you to understand what you really have with a 401(k) by the end of this video, and to grasp the details, not just the surface.
Take control of your money. Get your budget today!
🔸 https://endeuda2.com/productos/bundle...
Template Bundles:
🔸 Budget + Net Worth: https://endeuda2.myflodesk.com/presup...
Individual Templates:
🔸 Budget Template (Individual): https://endeuda2.myflodesk.com/presup...
🔸 Net Worth Tracker (Individual): https://endeuda2.myflodesk.com/patrim...
⚠️ All these products are only compatible with Google Sheets.
00:00 • The rules no one knows about 401(k)
01:12 • A 401(k) is not an investment
03:40 • How does the money come in?
06:24 • Between traditional and Roth, which is better?
7:55 • Employer Match
12:11 • How Does the Money Get Out?
15:22 • The Rule of 55
16:16 • Roth Conversion Ladder
18:44 • RMDs: Required Minimum Distributions
20:54 • 401(k) Loans
22:21 • What Happens to the Money Upon Death?
24:49 • Is a 401(k) Worth It?
Get More for Your Cash:
💵 High-Yield Savings Accounts (Updated Interest Rates) https://linktw.in/aSzeNj
💵 Certificates of Deposit (Updated Interest Rates) https://linktw.in/DOVcII
💵 Open Your Investment Account https://linktw.in/itZPAP
The content of this video is for educational and entertainment purposes and should not be used as financial or legal advice. You should do your own research and consult with a financial professional about your particular situation.