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When should you start collecting your Social Security benefits? Should you start as soon as you turn 62 to recoup all your contributions as quickly as possible? Should you start at 67, when you'll likely reach your full retirement age? Or should you wait until 70 to receive the highest possible monthly benefit?

The answer can change your retirement income by hundreds of thousands of dollars over your lifetime.

In this video, we'll compare how much you would receive starting at age 62, 67, or 70. We'll roughly calculate at what age you'll recoup the money you missed out on by waiting, and most importantly, we'll see in which situations it makes sense to start early, and in which doing so could be a mistake.

00:00 • The best age to collect Social Security in the United States 🇺🇸
01:28 • The 3 important ages
03:34 • Example with numbers
04:53 • The break-even point
06:56 • When to start at age 62?

09:40 • When to start at age 70?

11:24 • At what age do most people start?

12:33 • Conclusion

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The content of this video is for educational and entertainment purposes and should not be used as financial or legal advice. You should do your own research and consult with a financial professional about your specific situation.