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Two Major Lenders HIKE Mortgage Interest Rates

Property Accelerator - James Nicholson

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Two Major Lenders HIKE Mortgage Interest Rates

Two major UK lenders have hiked mortgage rates again, adding more pressure on homeowners, buyers and landlords.

In this video, I look at the latest rate increases, why lenders are repricing upwards, and what this could mean for mortgage costs and the UK property market over the coming months.

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20 Comments

@propertyaccelerator Creator 6 days ago Pinned

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@KJe-j9e 5 days ago

Who wins? Cash buyers... who has billions ready to buy out the housing market? Private equity firms. People laughed and called it a conspiracy theory but let's see who is laughing when they buy up the majority of housing in the next 10 years.

@korpiz 5 days ago

If we looking at rates of 7%-8% even from next year, lots and lots of people are not going to be able to cover that..

@mattanderson6672 5 days ago

Fantastic discussion
Excellent analysis
Thank you Sir

I always love listening to you

@edc1569 5 days ago

Opportunities coming soon for those who are prepared

@369dabbler 5 days ago

Shocking the banks are creating poverty

@wedocam 5 days ago

Your tenants won’t be able to pay the rent you need to cover these costs.
And if you want to sell you’ll be competing with the 1000s of others doing the same thing.
And you’re going to be taxed to own it.
They’re coming for you and there’s nothing you can do.

@AjitB07 5 days ago

The fees are also jaw dropping

@jonsnow6741 5 days ago

More to come .

@hungrysurfer9471 5 days ago (edited)

House prices are starting to fall. Job market is weak so unemployment will start rising soon. Growth has slowed right down to almost nothing. PMI was 53% now it dropped to 51% in Sept, below 50% means contraction in economic orders in the next quarter. So if PMI drop below 49 in Oct Nov Dec we are likely to see a 2027 Q1 contraction in economic activity. Public disposable income is much less now that energy costs are rising. So 2027 will be a big recession even without any bank of england rate hikes. Might become far worse if they hike rates. Gilts are now selling for over 5.5% as markets loose confidence in Labour ever paying back all the money they are borrowing. So rates from high street mortgage deals will rise a bit without b of e rate hikes.

@JonathanBSandwich 5 days ago

The squeeze is on.

@michaelmartin4383 5 days ago

They are talking about 9% mortgage rates in America.

@edc1569 5 days ago

Exciting times

@pauldobbs2385 5 days ago

Sadly this is more than Iran and Oil, something is going on in the credit markets, they have lost control BOE rate 3.75, UK30YR bond is 6%.....bank base rate and lending rates have decoupled.....expect a lot lot higher

@zerosumequation 5 days ago

They are now talking about 9% mortgage rates Stateside:- https://www.youtube.com/watch?v=gE5H4eSBPvM

@maceyevo 5 days ago

I’m old enough to remember 14.88 % , would be some carnage if we got back to that
October 1989

@user-uz5mh8sp4v 5 days ago

Any good news available?

@BigPigFinance 5 days ago

Lenders are going to take control, independently of any other rates. They need to protect/maximise margins and hedge against a future housing market and general economy both of which are uncertain to put it politely. This will further stagnate, sorry, stabilise the market,