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The Hard Road Leads to Freedom | October 1, 2026

The Ramsey Show

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Jade Warshaw and Rachel Cruze answer your questions and discuss:
“Am I doing my son a disservice by adding him as an authorized user to my credit card?”
“My step-siblings are trying to cut me out of my dad's will. Should I fight this?”
“I feel stuck in a relationship because I can't find a job and filed for bankruptcy. How do I get my money back on track?”
“Is using debt to expand a business worth the risk?”
“At what point does it make financial sense to give up a 3% mortgage rate to move?”

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20 Comments

@jakerex98 22 hours ago

I was buying groceries at my local Waremart (Winco) and one of the employees asked me how I was doing and I said "good" and then I asked him and he said "better than I deserve " witch opened the conversation up into talking about the Ramsey show and what babysteps we are both on.

@melaniehasty454 19 hours ago

Jessica's situation is the exact setup described for a victim of human trafficking. Praying she chooses to do everything she can to go home to her family & escape her current situation. Praying for her safety & strength 🙏

@mrsd.2004 21 hours ago

Jade and Rachel are my favorite duo!

@raymondbennettjr.8845 21 hours ago

Good morning Rachel and Jade can’t go wrong with this duo two powerful women great show blessings

@kimberlyreason7430 13 hours ago (edited)

Right on Jade and Rachel for talking straight to Jessica about extricating herself from a high-earning married man with children who withheld this information for nearly a decade and has financially entrapped now-pregnant Jessica, who manages several of his properties for no pay, into staying with him. I hope Jessica internalizes that she deserves far better than a liar and a cheat. Not to mention a user. Like J and R said: You can stand on your own two feet, Jessica. Go back home to your family and build your own with your child in a genuinely loving, supportive community.

@trippin_fam 1 day ago

Have a blessed day, everyone! :face-red-heart-shape:🙏📿

@ThePolypam 15 hours ago

You were so kind to Rachel who's clearly having a tough time finding herself. That handled wonderfully.

@sanangelo7926 22 hours ago

“I commute to work a hour each way”…. How does that keep you from getting a job on the weekends? Translates to I don’t want to work and pay for the mess I made. BK is just trying to take the easy way out.

@cathycrazy396 22 hours ago

Thank you Rachel and Jade! Loved this episode!!!

@charliworgan9833 11 hours ago

Loved the last call and love these two power houses together!

@Arvel-k1z 23 hours ago

Lonny get a new banking account, because in the future they could withdraw money unlawfully.

@badlilypad 21 hours ago

Jade and Rachel are my favorite combo

@Kshcycyushs 14 hours ago

Anyone else enjoy the episodes with 2 Ramsey personalities more than when Dave is on with someone?

@hannejeppesen1809 15 hours ago

Jessica will definitely get child support. Child support does not have anything to do with being married. He makes a lot of money and he should provide for his child.

@charliespleen 14 hours ago

Dear Jessica, you might never read this but on the off chance that you do, the objectively moral thing to do when you find out someone has been cheating on your wife with you is to leave them. He is going to cheat on you too, if he isnt already. Save yourself the heart-ache.

@erikasanchez4162 19 hours ago

To Melissa in Tampa: Your dad does need to get a trust. You have to give lawyers 3% of total assests on top of $1500 to file to the courts if he does a will. I'm in FL too and I had to do that when my mom passed. It was. Headache.

@KnightAsylum 14 hours ago

Love the Ghost movie quote, Jade

@quinlandaley2195 21 hours ago

More of Jade and Rachel together!!!

@wildflower386 19 hours ago

The first called just needs buckle up and do some hardcore budgeting. It's painful in the beginning until you get traction! You can do it!

@JustineRomrell 18 hours ago

I hope that first caller doesn’t file bankruptcy but I have a feeling she is going to do it anyways. After they explained the change that needs to happen her only response is who will file first to play it safe. She seems to be really scared and not thinking clearly. I hope her and her husband think it through because long term bankruptcy is the worst option. Rooting for you!