Wise em 2026: Guia para Iniciantes (O que é e como usar na viagem - Passo a Passo)

Vamos Fugir Blog

Vamos Fugir Blog

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🤑 Guarantee ZERO FEES on your first transfer by opening a Wise account here: 👉 https://wi.se/vamosfugir-ytapr26

Wise has already saved us in more than 10 countries and is, without a doubt, the cheapest and safest way to take money abroad. It's an international account where you can have 40 different currencies and use the card as a local debit in more than 160 countries.

In this updated video, we show you the complete step-by-step process: from opening a Wise account and ordering your physical and digital card, to making transfers via Pix. In addition, we show you the app's new features, such as creating a group purchase to travel with friends and how to activate Rende+ so your balance earns interest in Dollars/Euros/Pounds and you only pay 1.1% IOF on conversions!

🤑 Guarantee ZERO FEES on your 1st transfer by opening a Wise account here: 👉 https://wi.se/vamosfugir-ytapr26

⚠️ Investments may fluctuate. The 1.1% IOF tax is applied when converting BRL to an investment balance. Rende+ is offered by Wise Assets UK Ltd. in partnership with Genial.

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INDEX
00:00 - What is Wise?
00:45 - How does the Wise multi-currency account work?
03:11 - How to open an account and get your first transfer free of charge
04:02 - How to order a Wise card (Physical and Digital)
07:45 - How to transfer money and create balances in other currencies
10:20 - Is it worth having balances in different currencies?

13:44 - How to set up automatic conversions on Wise
14:49 - How to split a restaurant bill using the app
15:47 - How to create a group payment on Wise
16:26 - What is Rende+ and how to pay only 1.1% IOF (Brazilian tax on financial transactions)
18:40 - How to use the Wise card while traveling
19:40 - Tip for finding fee-free ATMs abroad
22:25 - Is Wise worth it? (Comparison with credit card and currency exchange)

#wise2026 #wiseaccount #wisecard