Should you sell your HDB first… or buy your next home first?

This is one of the biggest questions homeowners face when upgrading, right-sizing or moving to another resale HDB flat.

Many people worry:
What if I sell first and can’t find another home?
What if I buy first and my current flat doesn’t sell?
Can I safely sell and buy at the same time?

In this video, I’ll walk you through the most common approach used by HDB homeowners, explain the overall timeline, and show you why the completion date is often more important than the OTP date.

You’ll learn:
✅ Should you sell first or buy first?
✅ When to start viewing your next home
✅ How to coordinate selling and buying
✅ Why the completion date matters more than the OTP
✅ Temporary Extension of Stay explained
✅ Enhanced Contra Facility
✅ What if you have enough funds to buy first?

This video serves as a practical planning guide to help you understand the overall process. Every situation is different, so always speak with your housing agent or HDB if you’re unsure how the process applies to you.

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Should you sell first or buy first? Learn the pros and cons of selling a home while buying another to avoid unnecessary stress.

Deciding whether to sell first or buy first is the biggest dilemma homeowners face during a move. This video breaks down the risks of each approach, including the danger of being forced to lower your price if your timeline slips or the risk of owning two properties at once. Whether you are considering selling a home to upgrade or downsizing, understanding the market timing is critical to your financial safety.

We explore why the common advice of buying and selling simultaneously might not be the perfect solution it sounds like. By weighing the logistical challenges against your specific financial situation, you can make a calculated decision that prevents the pressure of a forced sale. This guide is designed for anyone navigating the complexities of buying a home while managing their current mortgage.

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