Owning a home in California does not always mean the hard part is over. In some communities, longtime homeowners are facing rising insurance premiums, non-renewals, expensive electricity, wildfire risk, and higher everyday costs that can make a paid-off home surprisingly difficult to keep.

In this video, we count down 10 California cities and communities where the cost of maintaining a home is putting increasing pressure on longtime residents. We look at insurance challenges, wildfire exposure, utility costs, housing conditions, and the financial pressures that can influence homeowners to consider selling or relocating.

If you own a home in California, these trends are worth paying attention to before your next insurance renewal or major housing decision. And if you are thinking about buying, understanding the ongoing cost of ownership can be just as important as looking at the purchase price.

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