I Got Into £24,000 Debt Trying To Impress People. Now I Have £200,000 Invested
Savvy Wallet
32,390 views
In this episode Ato sits down with Sammie Ellard-King is a personal finance educator, investor and co-founder of the Gains App, an AI-powered budgeting and cashback app.
After paying off £24,000 of debt, Sammie has spent years helping thousands of people improve their finances, build wealth, and invest.
🔗 Connect with Sammie:
Instagram: Instagram: upthegainsmoney
Youtube: @themoneygainspodcast
Linkedin: LinkedIn: sammieellardking
Watch previous episode with Sammie here: No. 1 Money Expert: Do This To Become Fina...
🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/
🤝 Partners:
Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet
Terms & Conditions apply.
Wise - Get a fee-free transfer up to £1,000: https://wise.com/invite/dic/atoo5
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
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TIMESTAMPS
0:00 - Preview
0:55 - Intro
1:05 - Meet Sammie Ellard-King - Money Expert
3:40 - This was the toughest period of my life
6:33 - I spent money to impress people
9:04 - What would old Sammie be worried about?
13:32 - The best decade of investing is this
21:34 - Investments making more than the UK average salary
27:17 - If you’re in your 40’s, do this to make the next decade count
32:35 - Do this over the next 10 years (financially)
38:45 - Inflate your lifestyle, your retirement goal gets bigger
46:25 - 81% of impulse spending is regretted the next day
47:30 - My personal investing strategy
52:20 - My most expensive investing lessons
57:20 - Getting ahead with AI
1:04:20 - Final words
Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
20 Comments
Keep up the good work both. You’re both helping more people than you know!❤
I Got Into £24,000 Debt Trying To Impress People. Now I Have £200,000 Invested
Savvy Wallet
32,390 views
In this episode Ato sits down with Sammie Ellard-King is a personal finance educator, investor and co-founder of the Gains App, an AI-powered budgeting and cashback app.
After paying off £24,000 of debt, Sammie has spent years helping thousands of people improve their finances, build wealth, and invest.
🔗 Connect with Sammie:
Instagram: Instagram: upthegainsmoney
Youtube: @themoneygainspodcast
Linkedin: LinkedIn: sammieellardking
Watch previous episode with Sammie here: No. 1 Money Expert: Do This To Become Fina...
🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/
🤝 Partners:
Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet
Terms & Conditions apply.
Wise - Get a fee-free transfer up to £1,000: https://wise.com/invite/dic/atoo5
Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.
Other episodes to watch:
EP. 230 - Health Expert: These 10 Everyday Habits Are Shortening Your Life & Draining Your Bank Account ft. Jeffrey Boadi
Health Expert: These 10 Everyday Habits Ar...
EP. 229 - Wealth Expert: The Real Reason You Can’t Build Wealth Has Nothing To Do With Your Salary ft. Jordan March
Wealth Expert: The Real Reason You Can’t B...
EP. 228 - JP Morgan Head of Financial Advice: Building Wealth After 40...Is It Too Late? ft. Claire Exley
JP Morgan Head of Financial Advice: Buildi...
EP. 227 - Financial Advisor: How People On Normal Salaries Turn Their Paycheck Into Multiple Income Streams ft. Lazetta Rainey Braxton
Financial Advisor: How To Turn A Normal Sa...
EP. 226 - I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire ft. Tobi Oluwole
I Lost My Job. Borrowed Money To Eat. Then...
EP. 225 - Wealth Advisor To The Super-Rich: Earn Between £40k - £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou
Wealth Advisor To The Super-Rich: Earn Bet...
EP. 224 - ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I'd Do This (Not SpaceX) ft. Leon Boros
I Built A £1M Investment Portfolio That Re...
EP. 223 - Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew
Financial Advisor: The 5 Decisions That De...
EP. 222 - 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King
9-5 Millionaire: How I Built 7 Streams Of ...
EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu
Property Expert: Is Buying Property Still ...
EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi
I Was The Lowest Paid Amongst My Friends. ...
EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley
Financial Advisor: People Are Closer To Br...
EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita
Ex-Goldman Sachs Trader: Last Time The US ...
EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick and Gordon K Williams
Communication Experts: Stop Rambling! How ...
EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK - Here’s What To Do Now ft. Kazy
Property Expert: It Just Became 2x Harder ...
EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo
Ex-Banker: Moved To The UK In 2019. Reject...
EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo
Financial Advisor Exposes The Middle Incom...
EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp
Investing Expert Warns: The Iran War Just ...
EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris
Accountant Reveals The 7 Red Flags That Tr...
TIMESTAMPS
0:00 - Preview
0:55 - Intro
1:05 - Meet Sammie Ellard-King - Money Expert
3:40 - This was the toughest period of my life
6:33 - I spent money to impress people
9:04 - What would old Sammie be worried about?
13:32 - The best decade of investing is this
21:34 - Investments making more than the UK average salary
27:17 - If you’re in your 40’s, do this to make the next decade count
32:35 - Do this over the next 10 years (financially)
38:45 - Inflate your lifestyle, your retirement goal gets bigger
46:25 - 81% of impulse spending is regretted the next day
47:30 - My personal investing strategy
52:20 - My most expensive investing lessons
57:20 - Getting ahead with AI
1:04:20 - Final words
Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet
Wise - Get a fee-free transfer up to £1,000: https://wise.com/invite/dic/atoo5