This man is working OVERTIME for us. Please let’s not have his years of advice fall on deaf ears

But what ever happened to the NCB incentive where it came down every year instead it seems to go up every year full of excuses

So many facts in here show what manipulative crooks insurance companies are. Things shouldn't be difficult. It's made deliberately so to maximise profit from consumers.

Could you please advocate for insurance companies to eliminate practices that compel individuals to take out loans to pay for their car insurance, rather than allowing direct debit from their accounts without requiring a credit agreement with a loan company? A monthly payment is often preferred to avoid paying the full amount on some occasions. Why is this approach used? It seems unfair for consumers to be required to incur loans to cover their monthly payments through direct debit arrangements. Such practices are concerning. It is important to address and halt these practices.

£10k on a ring, beyond ridiculous. Doesn’t even sound like they’ve tried that hard in doing something about it. Very hard to sympathise

If your car insurance claim is small, e. g.  for a scratch then you will be (mostly) ripped-off.
If you car insurance claim is big e.g. total loss, you will not be ripped off. You might end up slightly out of pocket, but nothing compared to If you had to pay for someone else's injury claim.

Thanks for all the hard work you do Martin

I got told by my car insurance provider that the price I pay can be impacted by my job, I work for the NHS in a paediatric hospital,  my actual job title does not exist in the drop down box or recognised if type it in, so have always had to put NHS health care assistant, as the nearest description. Was told NHS workers are in the higher risk category, which really made me angry, as I work in a specialist team, 9 - 5pm, so commute to work and back only, like any other mainstream job. I have over 15 years NCB. I do shop around every year and did manage to save £146 last year. Will definitely start looking a little earlier though now I know the best time to look.

Good stuff as always! I will say the constant cheering and whooping does make me laugh, like an American talk show 😂

Car inshurance is a rip off is just disgusting

27:14 Statistically, if you were involved in an accident that wasn't deemed to be your fault, you are more likely to be involved in accidents in the future. Even though you didn't cause the accident, you may still have been able to avoid it if you were a better driver.

Never buy home insurance from a bank or building society!
We were paying Halifax around £500 a year without contents cover, then AXA insurance we tried & have been paying around £120 a year!

Insurance is a racket! My mums car wing mirror was knocked off by someone and the amount of admin and assessors involved in the claim was unbelievable, no wonder the cost is high with the amount of parties feeding off this system.

For me the problème on insurance is not really the price I pay in the biggining ... Yes I use comparison sites ... But issues is when you need your insurance company. 😢😢😢 . I had a very simple scratch on my car, total repairs came to £500, I had a voluntary £700,  so insurance said I had to pay that myself, plus in insurance went up straight away, so how does insurance actually help me??? In this instance, I cancelled the claim , luckily the person with who I had the accident also agreed that we dealt with it privately, so I gave him £200, repair my own car for £200, renew my insurance for much less than they were asking me if I had the claim. End up asking myself the role of insurance

Over £400 a month! I'm male and when I was 17 has a 1.1 Saxo,  think I was paying like 250 a month! I mean I've always been savvy with insurance and used comparisons and all the stuff that Martin has said basically, but that's just bonkers

It's a total rip off public should be made aware to fall for the scam.

And just be careful what you tell them on the phone even phoning up and saying but acually dont get the repair done they will push up your renewal quote

I had someone rip off the front end of my car in the retail park while I was shopping. Only tpf&t so the insurance wouldn't help me because I couldn't find the driver who done it. For the phone call asking them to help and get the CCTV to find the driver (which they refused to do) they put up my insurance and left me with the repair bill.

The cost of insuring electric cars is pushing the cost of insurance up for everyone

Insurance appears to be an enormous scam, starting with those who make fraudulent claims, ineffective 'no claim bonuses' and the way that there's no transparency on how the insurance price is calculated. One thing that particularly gets my goat is the fact that every where you look car insurance includes an element for replacement vehicle hire. There's two of us and we have four cars, we have no need for a replacement vehicle yet we are unable to find a company who will provide a reduced quote for this fact. The insurance business is a scam!

Bs I tried both 8 and 26 days both same price.