7 Tipos de Dinero Que el IRS No Puede Tocar — Casi Ningún Jubilado Conoce Ni Uno
Agent Jeffrey
76,380 views
There are seven types of money the IRS can't touch, and almost no retiree knows about any of them. A retired couple in Arizona received $80,000 this year and will pay almost no federal income tax on that money—completely legal, as written in the tax code. In this video, a tax preparer with years of experience working with retired families explains all seven types and which one could give you the biggest refund.
⚡ In this video you will learn:
✅ Roth account withdrawals that don't count toward your taxes, Social Security, or Medicare premium
✅ Why the $19,000 gift limit is paperwork for the giver—not a limit on what you can receive
✅ The death-date basis adjustment that can wipe out a lifetime of earnings in an inheritance
✅ The exclusion of up to $500,000 when you sell your home—and why it's no longer a one-time benefit
✅ How your HSA can pay your Medicare Part B and Part D premiums completely tax-free
✅ The 0% capital gains category that allows a retiree to sell investments without paying anything to the IRS
⚠️ This video is educational information about the U.S. tax code and does not replace the advice of a qualified tax preparer. Before making any major decisions about your retirement or tax return, confirm them with a professional who understands your situation.
NEVER take money out of your 401(k) like this — the IRS will charge you double
NEVER do this with your Social Security if you're already retired
What the IRS doesn't tell you about your inherited retirement account
What your bank doesn't tell you about the tax on your Social Security
New IRS rule in 2026 that could raise your Medicare premium
The Roth account change every retiree needs to know about
If you're selling your house this year — this could save you $500,000
If you have an HSA and don't know this, you're missing out on thousands of dollars
Paid $8,000 more to the IRS because he didn't know this retirement rule
Tax preparer reveals the 7 types of tax-free money for retirees
money the IRS can't touch, taxes for retirees, tax-free retirement income, 2026 tax code, how to avoid tax on my 401(k), Social Security tax for retirees, how the Roth account works in retirement, selling a house after retirement Taxes, how to pay less in retirement taxes, what to do before withdrawing money from my 401(k), how to protect my inheritance from the IRS, how to avoid raising my Medicare premium, Latino retirees in the United States, Hispanics and the IRS, Latino community retirement finances, Latino retirement financial rights, 7 types of money the IRS can't touch, 0% capital gains explained, difference between a Roth account and a traditional retirement account, how the 2026 home sale exclusion works
#LatinosInTheUnitedStates #HispanicCommunity #LatinoRetirees #TaxesForRetirees #RothAccount #IRS2026 #ProtectYourMoney #KnowWhatYouCanDo #InformationYouNeed #TaxLaws #Laws2026 #RightsInUSA #ShareThis #CommunityInformation #RetirementFinances
20 Comments
Excelente Análisis desde Maryland
7 Tipos de Dinero Que el IRS No Puede Tocar — Casi Ningún Jubilado Conoce Ni Uno
Agent Jeffrey
76,380 views
There are seven types of money the IRS can't touch, and almost no retiree knows about any of them. A retired couple in Arizona received $80,000 this year and will pay almost no federal income tax on that money—completely legal, as written in the tax code. In this video, a tax preparer with years of experience working with retired families explains all seven types and which one could give you the biggest refund.
⚡ In this video you will learn:
✅ Roth account withdrawals that don't count toward your taxes, Social Security, or Medicare premium
✅ Why the $19,000 gift limit is paperwork for the giver—not a limit on what you can receive
✅ The death-date basis adjustment that can wipe out a lifetime of earnings in an inheritance
✅ The exclusion of up to $500,000 when you sell your home—and why it's no longer a one-time benefit
✅ How your HSA can pay your Medicare Part B and Part D premiums completely tax-free
✅ The 0% capital gains category that allows a retiree to sell investments without paying anything to the IRS
⚠️ This video is educational information about the U.S. tax code and does not replace the advice of a qualified tax preparer. Before making any major decisions about your retirement or tax return, confirm them with a professional who understands your situation.
NEVER take money out of your 401(k) like this — the IRS will charge you double
NEVER do this with your Social Security if you're already retired
What the IRS doesn't tell you about your inherited retirement account
What your bank doesn't tell you about the tax on your Social Security
New IRS rule in 2026 that could raise your Medicare premium
The Roth account change every retiree needs to know about
If you're selling your house this year — this could save you $500,000
If you have an HSA and don't know this, you're missing out on thousands of dollars
Paid $8,000 more to the IRS because he didn't know this retirement rule
Tax preparer reveals the 7 types of tax-free money for retirees
money the IRS can't touch, taxes for retirees, tax-free retirement income, 2026 tax code, how to avoid tax on my 401(k), Social Security tax for retirees, how the Roth account works in retirement, selling a house after retirement Taxes, how to pay less in retirement taxes, what to do before withdrawing money from my 401(k), how to protect my inheritance from the IRS, how to avoid raising my Medicare premium, Latino retirees in the United States, Hispanics and the IRS, Latino community retirement finances, Latino retirement financial rights, 7 types of money the IRS can't touch, 0% capital gains explained, difference between a Roth account and a traditional retirement account, how the 2026 home sale exclusion works
#LatinosInTheUnitedStates #HispanicCommunity #LatinoRetirees #TaxesForRetirees #RothAccount #IRS2026 #ProtectYourMoney #KnowWhatYouCanDo #InformationYouNeed #TaxLaws #Laws2026 #RightsInUSA #ShareThis #CommunityInformation #RetirementFinances