BOOK: EARLY RETIREMENT: https://www.laboroteca.es/comprar-lib...
BOOK: PREPARING FOR RETIREMENT: https://www.laboroteca.es/comprar-de-...

To determine the age for involuntary early retirement in 2026, we need to know the standard retirement age (65 or 67 years). From this age, it is possible to bring forward your pension by up to four years.

To access involuntary early retirement in 2026, you must have contributed to social security for at least 33 years throughout your working life. Military service and the 112 days of contributions for childbirth count towards this total. Part-time work counts as full-time contributions.

Involuntary early retirement is only possible in the following cases:
Collective dismissal
Dismissal for objective reasons
Dismissal or termination due to insolvency proceedings
Dismissal due to force majeure
Dismissal due to the death, retirement, or incapacity of the self-employed individual
Termination due to changes in working conditions
Termination due to geographical relocation
Termination due to employer breach of contract
Termination at the request of a victim of gender-based violence

Another requirement is being registered as a job seeker for six months.

https://www.laboroteca.es/jubilacion-...

APPLICABLE PENALTIES The timing of retirement must be carefully considered:
€2,000 - 30% = €1,400
20 years x 14 payments x €600 = €168,000
4 years x 14 payments = €78,400

MAXIMUM PENSION AND THIRTY-FOURTH TRANSITIONAL PROVISION:
Initial pension: €3,850 - 15% = €3,272.50
Maximum pension: €3,359.60 - 4 = €3,225.21
APPLICATION OF TRANSITIONAL PROVISION 34:
€3,500 - 15% = €2,975
€3,359.60 - 9.1% = €3,053.87 €
https://www.laboroteca.es/disposicion...