Today's episode is about the largest claims in history—the amounts drivers and vehicle owners must pay back to insurance companies for damage to Skodas caused by vehicles without third-party liability insurance. Few people know that claims can be filed not only by the Insurance Guarantee Fund, but also by the Polish Motor Insurance Office, which handles foreign claims. The highest claims in history are the result of the so-called "Italian scam," the mechanics of which I explain in the episode. Enjoy! Buy a policy at Mubi with a 100 PLN refund to your account:
https://bonus.mubi.pl/id-motoprawda-1...
*Promotional terms and conditions available from the organizer

Fundraising for roller skaters - Polish National Team from Krakow
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PRODIG-TECH
https://www.mierniki-lakieru.pl/
Discount code: MOTOPRAWDA2026

AUTO DNA
Check your vehicle's history at a Polish company
https://www.autodna.pl/la/yt/motoprawda

TABLE OF CONTENTS:

00:00 - BMW for PLN 7,500 PLN and 10 million in debt - introduction
00:23 - Welcome and PARTNER CORNER
01:18 - Record-breaking setback in the history of the Insurance Guarantee Fund (UFG) (accident with a car from the Polish People's Republic)
02:11 - What is setback? UFG and PBUK
03:05 - "Italian scam" - why do Italians drive on Polish plates?
04:15 - The biggest PBUK setbacks: Panda and a fatal hit
04:51 - All-time record: 21-year-old BMW E46 and PLN 10.22 million in damage
05:56 - Who really pays for these accidents?
06:31 - ADVERTISEMENT - MUBI.PL
07:23 - PBUK statistics: Germany vs. Italy
08:59 - How does the "sneaky" registration mechanism work?
11:03 - Virtual inspections and diagnostician retentions
11:28 - How to check your UFG profile and avoid fraudulent policies?
14:04 - UC16 Project: photos at vehicle inspection stations
15:15 - Summary