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He started at ₹13,000 a month. Working 16 hour days in a hotel. No generational wealth. No safety net.

Today he's made ₹30 lakh in a single month, taken 100+ free flights, and built one of India's most recognised personal finance communities — all on the back of something most Indians are still scared to touch.

In this episode of The Crore Club, I sat down with Aly Hajiani aka thatcreditcardguy and asked him everything — his actual net worth, how he hit his first crore at 29, why he's still renting despite being a crorepathi, the Reddit controversy, the rage bait, and the exact credit card framework he'd give a 21 year old starting from zero. He didn't dodge a single question.

Timestamp:
0:00 - Highlights
0:58 - Aly’s networth
2:05 - Aly’s first crore
2:36 - ₹13,000 first salary to ₹30 lakh a month
4:09 - Most money made in a single month
5:03 - Aly’s different income streams
6:09 - Grew up rich in the US, lost it all in 2008
8:24 - Aly’s asset allocation
9:23 - 100% return during Covid crash
10:39 - Why he's still renting despite being a crorepathi
12:18 - The rage bait influencer
13:45 - The Reddit masterclass controversy
16:37 - Credit card framework for a 21 year old
17:53 - Rapid fire

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Location courtesy: AntiSocial, Mumbai
Instagram: https://www.instagram.com/antisocialo...


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Shreya Hegde:
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Aly Hajiani:
Instagram: Instagram: thatcreditcardguy
Linkedin: LinkedIn: alyhajiani
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