Produced using AI.

If your combined annual income, including National Pension contributions, exceeds 20 million won (approximately 1.667 million won per month), you may be disqualified as a dependent of an employed subscriber and required to pay your own health insurance premiums.

We have easily summarized the criteria for income, financial income, and assets, as well as the regulations regarding spousal aggregation, using examples.

※ This information is based on data as of October 2026. As regulations are subject to change, please verify your exact eligibility and estimated premiums on the National Health Insurance Service website (www.nhis.or.kr) or by calling the Customer Center (1577-1000).

This was created using AI. [Chapter]

0:00 The 20 Million Won Annual Cliff

1:46 Money Going In vs. Money Going Out

3:19 Disqualification Due to Housing, Even with a Small Pension

4:47 Joint Disqualification for Spouses and Actual Calculations

6:22 How to Prepare in Advance

[Source]

Comprehensive Summary of Dependent Disqualification Criteria (2026): https://www.moneynestlab.com/dependen...

Joint Disqualification of Dependents If Even One Spouse Does Not Meet Income Requirements? (Kyunghyang Shinmun, Nov 2024): https://www.khan.co.kr/article/202411...

End of 2026 Health Insurance Premium Discount (September 2026): https://naeilnote.com/2026-health-ins...

Business Income Criteria for Dependents (Maeil Shinmun, Aug 2022): https://www.imaeil.com/page/view/2022...

Music: Chuncheon and Autumn - Kwon Min-chan / Source: Korea Copyright Commission Sharing Platform (Free Use of Donated Works, UCI G905-13072830)

#NationalPension #HealthInsurancePremium #Dependent