Can Dividends Pay More Than Property?
Lloyd Ross
4,730 views
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In this episode, Lloyd breaks down a real-world comparison between residential property and dividend-paying shares, showing exactly how much income lands in your pocket after expenses, taxes, and hidden ownership costs.
◼️ Property income vs dividend income
◼️ The hidden costs of owning property
◼️ Why franked dividends can be tax effective
◼️ A $1 million property vs shares comparison
◼️ Why Lloyd currently prefers shares over property
Timestamps:
00:00:00 - Introduction
00:00:46 - How property generates income
00:02:23 - Rental yield and property cash flow
00:04:04 - Tax, costs and net property returns
00:06:31 - Why property income can fall behind inflation
00:08:59 - Comparing shares with property
00:09:47 - The BHP dividend income example
00:12:47 - Franking credits and tax advantages
00:14:28 - Building a higher-yield share portfolio
00:16:52 - Individual shares vs property income
00:17:10 - Australian dividend ETFs
00:17:58 - US index funds and growth investing
00:19:03 - Lloyd's current portfolio positioning
00:20:51 - Building a portfolio for income
00:21:28 - Why shares outperform for cash flow
00:22:37 - Shares Masterclass and final thoughts
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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.
13 Comments
Medicare levy included, which I don't think you calculated on the marginal tax rate there chief.
Can Dividends Pay More Than Property?
Lloyd Ross
4,730 views
Already house poor or worried you might be? Grab a copy of House Poor:
https://moneybuyshappinessbooks.com/h...
Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com
In this episode, Lloyd breaks down a real-world comparison between residential property and dividend-paying shares, showing exactly how much income lands in your pocket after expenses, taxes, and hidden ownership costs.
◼️ Property income vs dividend income
◼️ The hidden costs of owning property
◼️ Why franked dividends can be tax effective
◼️ A $1 million property vs shares comparison
◼️ Why Lloyd currently prefers shares over property
Timestamps:
00:00:00 - Introduction
00:00:46 - How property generates income
00:02:23 - Rental yield and property cash flow
00:04:04 - Tax, costs and net property returns
00:06:31 - Why property income can fall behind inflation
00:08:59 - Comparing shares with property
00:09:47 - The BHP dividend income example
00:12:47 - Franking credits and tax advantages
00:14:28 - Building a higher-yield share portfolio
00:16:52 - Individual shares vs property income
00:17:10 - Australian dividend ETFs
00:17:58 - US index funds and growth investing
00:19:03 - Lloyd's current portfolio positioning
00:20:51 - Building a portfolio for income
00:21:28 - Why shares outperform for cash flow
00:22:37 - Shares Masterclass and final thoughts
Follow Lloyd:
https://www.instagram.com/lloydjamesr...
LinkedIn: lloyd-j-ross-26b7859
Facebook: lloyd.ross.7
TikTok: lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.