A plain-language, practical look at the most critical 90 days under Taiwan's inheritance system. Even though "limited inheritance" is now the default, about 90,000 people still choose to disclaim each year. Why? Because if you do not file an estate inventory with the court within three months, then later repay a single creditor first, you can trigger the proportional-repayment rules of Civil Code Articles 1162-1 and 1162-2, and the excess must come out of your own pocket.

The video breaks it into three steps: CHECK (one-stop financial estate search, plus real estate, insurance policies, credit records and liabilities), CALCULATE (compare assets against real figures for bank debt, taxes, joint guarantees and private IOUs), and CHOOSE (accept the inheritance, file an inventory as a firewall, or disclaim and cut ties once and for all).

It also walks through three landmines: criminal risk from using the deceased's passbook or ATM card, losing limited-inheritance protection through asset stripping or a false inventory, and gifts made within two years of death being folded into the liability amount. Do not overlook the "domino effect" and the duty to notify. Minors are fully protected; adults are not. Insurance proceeds paid to a named beneficiary are not part of the estate, and since siblings' compulsory portion was removed, a will matters more than ever.

Use the 90 days well: check first, then decide, and advance funeral costs yourself to block a lifetime of debt.