What the VA Should Have Told You When You Hit 100% P&T
The Salty Old Marine
109,443 views
You finally hit 100% Permanent and Total. Your decision letter arrived. It mentioned Chapter 35. And that was pretty much it.
That's not your fault — and it's not your imagination. The VA has no formal obligation to walk you through the full downstream benefit picture at the moment of award. That gap is real. This video fills it.
In this video I walk through the complete federal benefit stack that becomes available at 100% P&T — including several that most veterans don't discover until months or years after their award. I also cover state-level benefits and where to find them, and I point you to deeper dives on several topics I've already covered on this channel.
This video covers:
What makes P&T different from just "100%"
The full federal benefit stack — with 2026 figures
Which benefits are P&T-only vs. available at any 100%
State benefits and how to find yours
Cross-references to detailed videos on CHAMPVA, the financial value of 100% P&T, the Boss Level series, and more
VA Benefit Summary Letter: https://www.va.gov/records/download-v...
VA Priority Groups: https://www.va.gov/health-care/eligib...
VA Dental: https://www.va.gov/health-care/about-...
CHAMPVA: https://www.va.gov/family-and-caregiv...
Chapter 35 DEA: https://www.va.gov/family-and-caregiv...
VA home-loan funding-fee exemption: https://www.va.gov/housing-assistance...
VALife: https://www.va.gov/life-insurance/opt...
TPD student-loan discharge: https://studentaid.gov/articles/tpd/?...
Commissary and Exchange privileges: https://www.va.gov/resources/commissa...
America the Beautiful Access Pass: https://store.usgs.gov/access-pass?ut...
Special Monthly Compensation: https://www.va.gov/disability/compens...
CRDP: https://chatgpt.com/c/6a9ffe70-f49c-8...
CRSC: https://www.dfas.mil/retiredmilitary/...
100% P&T expedited Social Security disability processing: https://www.ssa.gov/people/veterans/i...
20 Comments
You get a lot of benefits
DV plates for your car exempt of tags fees
DEA for dependents
National park for life
Free Toll for vehicle with DV plates or discount rate
We also get 100000 properties tax exempt depending on county
What the VA Should Have Told You When You Hit 100% P&T
The Salty Old Marine
109,443 views
You finally hit 100% Permanent and Total. Your decision letter arrived. It mentioned Chapter 35. And that was pretty much it.
That's not your fault — and it's not your imagination. The VA has no formal obligation to walk you through the full downstream benefit picture at the moment of award. That gap is real. This video fills it.
In this video I walk through the complete federal benefit stack that becomes available at 100% P&T — including several that most veterans don't discover until months or years after their award. I also cover state-level benefits and where to find them, and I point you to deeper dives on several topics I've already covered on this channel.
This video covers:
What makes P&T different from just "100%"
The full federal benefit stack — with 2026 figures
Which benefits are P&T-only vs. available at any 100%
State benefits and how to find yours
Cross-references to detailed videos on CHAMPVA, the financial value of 100% P&T, the Boss Level series, and more
VA Benefit Summary Letter: https://www.va.gov/records/download-v...
VA Priority Groups: https://www.va.gov/health-care/eligib...
VA Dental: https://www.va.gov/health-care/about-...
CHAMPVA: https://www.va.gov/family-and-caregiv...
Chapter 35 DEA: https://www.va.gov/family-and-caregiv...
VA home-loan funding-fee exemption: https://www.va.gov/housing-assistance...
VALife: https://www.va.gov/life-insurance/opt...
TPD student-loan discharge: https://studentaid.gov/articles/tpd/?...
Commissary and Exchange privileges: https://www.va.gov/resources/commissa...
America the Beautiful Access Pass: https://store.usgs.gov/access-pass?ut...
Special Monthly Compensation: https://www.va.gov/disability/compens...
CRDP: https://chatgpt.com/c/6a9ffe70-f49c-8...
CRSC: https://www.dfas.mil/retiredmilitary/...
100% P&T expedited Social Security disability processing: https://www.ssa.gov/people/veterans/i...
The VA usually won’t walk you through everything that opens up at this level. That’s why this video exists. If you already have 100% P&T, drop a comment with ONE benefit that surprised you or that you wish you had known sooner. That will help other veterans coming behind you. If you’re new to this, read through the comments as well. There’s a lot of real-world experience being shared here that doesn’t always show up in official guidance.