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Malta's Cost Of Living Is Cheap - But There's A Catch

Relocating To Malta

15,098 views

Malta looks cheap on paper with the current 2.1% inflation rate
being one of the lowest in the Eurozone. But does it actually
feel affordable when you're paying your rent and weekly shop?

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🔗 RESOURCES
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👇 Planning a move or trip to Malta?

🔍 Find your exact Malta residency path (EU + Non-EU):
→ https://go.relocatingtomalta.com/malt...

🏡 Not sure which area in Malta suits you?
→ https://go.relocatingtomalta.com/matc...

✈️ Your must-have Malta itinerary app!
→ https://go.relocatingtomalta.com/malt...

🗣️ Want to learn Maltese phrases for free?
→ https://phrases.relocatingtomalta.com

📘 Prefer a step-by-step guide instead?
→ https://go.relocatingtomalta.com/prod...
👉 Use code YOUTUBE20 for 20% off E-Books.
👉 Use code SUMMER2026 for 50% off Hidden Gems.

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🧾 VIDEO DESCRIPTION | EPISODE: 38
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In this episode I am going to break down the costs to live in Malta
in 2026/27. I talk about rent prices by area and the ARMS utility
trap which so many people fall into.

In this video, I share a full and comprehensive overview of typical monthly spending in Malta. Understanding the cost of living in
Malta is vital if you are moving here and I also provide you with
some hot tips to help keep your costs down.

You will discover the typical costs of your staple food and
groceries but will also learn so much more. I cover the costs of
eating out, healthcare, insurance, entertainment, and the one-off
setup costs which very few others put on a spreadsheet. This
includes laptops, washing machines, TVs, and even a used car!

I then get into the real questions. Does "cheap" automatically
mean "affordable," and what is it which exactly determines
whether Malta may actually work for you?

Honest. Factual. No agenda — just the full picture.

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📌 CHAPTERS
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00:00 Introduction
00:54 Cost of Living: The Good News
02:04 Inflation, Renting & Buying
05:38 The ARMS Bill Trap
07:27 Bills - Electric, Water, Gas, Internet, TV & Mobile
11:12 Malta Food/Grocery Prices
14:10 Eating Out Prices
15:32 Transport Prices
17:17 Entertainment Prices
20:00 Non-Food Purchases
22:10. The Catch
23:50 Healthcare Prices
25:33 Can You Afford Malta In 2026-27?

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📺 WATCH NEXT
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▶ Malta Hotel Guide 2026:
→ Where I'd Actually Stay in Malta: Best Are...

▶ Is Malta At Boiling Point?
→ Is Malta At Breaking Point?

▶ Is Malta Actually Fixing Anything?
→ Malta: Is Anyone Actually Fixing Anything?

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📝 ABOUT THIS CHANNEL
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This channel shares practical advice about travelling,
living and relocating to Malta, including honest
perspectives on everyday life on the island.

Whether you're an EU citizen, Third Country National
(TCN), digital nomad or traveller, you'll find practical
advice and honest insights to help you plan your
Malta journey.

No fluff. Just clear and practical information.

🔔 Subscribe for more honest Malta content.
👍 Like and share if you enjoyed this video.
✍️ Questions? Drop them in the comments.

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💻 MORE INFO | CONTACT
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🌐 Visit our website:
→ https://relocatingtomalta.com

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#malta
#movingtomalta
#visitmalta

13 Comments

@RelocatingToMalta Creator 1 month ago Pinned

Including rent, food, bills, entertainment, insurance and transport, I'd say you'd need a minimum monthly budget of close to €1,800 a month. I know some will say that is more than enough to cover a lifestyle while equally as many will say that isn't enough. How about you? Curious where people land on this because it is amazing how some people can burn through money while others find it a struggle to make it last.

@danielcassar4216 1 month ago

Great great Video super accurate and informative

@SUNSHINE-mc4tr 1 month ago

Helpful information ❤

@saml8967 1 month ago

That was another great video full of very useful information. Thanks for sharing.

@JuneRitchie-s9m5j 1 month ago

Great video and was at good pace and lots of good tips, even for someone like me who will just be going over to stay in Malta a couple of times a year for a long stay holiday.

@Bookheadsummary 1 month ago

I think its important the quality of life: customer service, local friendliness or rudeness, pollution, weather and etc,,,

@MENSA.lady2 1 month ago

Malta may have been cheap in the past but not now. in reality costs are similar to the south of England (Excluding Central London).

@mikesalt8248 1 month ago

Malta has been on my radar for years as I was once stationed there in the 60's for oldies like me I recently discovered a health bonus called an S1 form which was introduced as a result of Brexit so UK expats can get health treatment locally paid for by UK NHS providing your over a certain age of course . The one grey area I can never get a clear answer on is income tax for retirees on UK pension ?

@papapaga 1 month ago (edited)

This was such a good, informative video! I might get a job there soon and move to Malta around December. My salary won't be great but it's over the number you calculated for one single person, so I should be fine. I am only hesitant about the transport and accommodation situation. I would be fine living far from the major cities to save in rent and then drive to work, but I hear everywhere that the traffic and parking in Malta is horrible. So I think about the public transport, but then I hear that it doesn't work that well. How do locals circumvent this? Do they just accept that everyday you get stuck in traffic? Does anyone bike (within considerable distance)?

@thomaslower5375 1 month ago

Being a couple from the US we are just under the required cost to be able to move to our beautiful Gozo . Is their any room for people like us to get by on this amount ? We are good people, we help our communities, churches, and often volunteer for community projects! Please let us know ! We found an Avicate but they meet with us when we were there in July and never returned our emails . Sad help please !

@paulbrown5839 1 month ago

You are saying 3900 is what you need to budget for a family of 4. That is after tax. So you would have to earn 5K/month which is quite rare in Malta. So basically, a family of 4 on your budget probably cannot afford to live here.

@Bookheadsummary 1 month ago (edited)

my monthly spending in euros: Food 400, rent 1200 (3 bedrooms), Utility bills (internet, mobile, water & electricity) 90, vehicle MOT, Road tax, service and etc.. 50, Home insurance and motor insurance 50, fuel 40/80, National Insurance(healthcare) 350, house improvements 200/400, Leisure/entertainment/holiday 300. Hope it helps ;) of course I pay tax as well :(

@Marty6517 1 month ago

Eating out? Use the clubs affiliated to the political parties. €8 - €15 on average for a main meal. A bottle of Cisk €1.50 - 2. Full breakfast €5/6. There are many ways to save a few euro whatever you do.