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⛔  Beware of Stock Investment Phishing Scams Impersonating Instructor Kim Mi-kyung  ⛔

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If you have experienced such attempts, please be extra careful to avoid becoming a victim, as they are all impersonations.

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Q: Can I receive the Basic Pension even if I own a home?

A: The Basic Pension applies the criteria of the bottom 70% of the recognized income for the couple, regardless of the children's assets.

[Basic Pension Eligibility] - Eligibility is determined based on the combined recognized income of the couple (bottom 70%), not on the children's assets or home ownership itself. [Disqualification for High-Value Vehicles] - Vehicle value of 40 million KRW or more (reflecting depreciation)

If you own a high-value vehicle, your monthly income is converted to 40 million KRW,

resulting in automatic disqualification.

[Reform Plan for Spousal Reduction] - The 20% reduction system applied when couples receive benefits simultaneously is

currently being reformed to a 10% reduction and

gradual abolition, focusing on low-income groups.

💡 Practical Suggestion: Upon reaching age 65,

organize your financial and real estate asset information in advance,

and then apply to verify your eligibility through your local community center or a simulation

website.

0:00 How to Avoid Basic Pension Reductions

5:08 Criteria for 70% Basic Pension Recipients

7:47 Spousal Aggregation and Reduction System

11:53 Disqualification for a 40 Million Won High-End Car

15:07 Reform Plan for the Spousal Reduction System

#BasicPension #BasicPensionEligibility #BasicPensionReform #SpousalReduction #BasicPensionEvenWithAHome