i need more graphs to make sense out of this.

Excellent information

Thank you for this. I'm hoping to retire at 60, and will spend a bulk out of my taxable brokerage until 62 and take distributions from tax-deferred accounts to utilize the standard deduction, then want to spend down some of my tax deferred account and am trying to decide when I would start SS. This addresses questions I've had.

Would be beneficial to include NET PRESENT VALUE analysis in these comparisons?! A dollar today is not the same as a dollar x number of years in the future….

I claimed at 63, my brother at 70. He died on his 70th birthday and drew ZERO BENEFITS.