**Caution**
This video contains many personal opinions.
Please watch it lightly, like an entertainment show, even if there are errors or exaggerations.
Slander or negative comments regarding the participants will be deleted without notice.
※ This content was created in exchange for financial compensation from Hana Card.
The freedom of payment where you need no wallet, no phone, and no top-up, whether studying abroad or traveling.
※ Please apply for Travel GO Touch after applying for the Travel GO Check Card.
▶ Apply for Travel GO Check Card: https://m.hanacard.co.kr/MKCDCM1000M....
▶ Apply for Travel GO Touch: https://m.hanacard.co.kr/MKCDCM1010M....
▷ Overseas merchant transaction fees waived
▷ Usable on public transportation that supports Visa contactless payments
▷ Conveniently use without worrying about battery charging while swimming, engaging in leisure activities, or showering.
*Caution* Product Name: Travel GO Check Card (Touch)
Annual Fee: Domestic Only / Domestic/International (Visa) None
Please be sure to check the product description and terms and conditions before signing the contract.
Card issuance may be restricted if you are deemed unsuitable (e.g., low personal credit score).
You must repay the card usage amount and all associated fees on the designated payment due date.
Consumers have the right to receive an explanation regarding the relevant product or service in accordance with the Financial Consumer Protection Act.
If your credit card usage is excessive compared to your repayment ability, your personal credit score may decrease.
A decrease in your personal credit score may result in disadvantages related to financial transactions.
If you are delinquent on principal and interest for a certain period, you may be obligated to repay all principal and interest.
The overdue interest rate (contractual interest rate + maximum 3%) is applied differentially based on the member and the product used, and does not exceed the legal maximum interest rate (20%). ※ However, if there is no agreed interest rate at the time of delinquency, the following applies:
For delinquent lump-sum transactions: The interest rate for the minimum period (2 months) at the time of the transaction.
For delinquent interest-free installment transactions: The interest rate for the same installment contract period at the time of the transaction.
In other cases: The agreed interest rate shall be the higher of the commercial statutory interest rate under the Commercial Act and the mutual financial institution household loan rate*.
*The most recent weighted average lending rate of non-bank financial institutions (based on new loans) announced monthly by the Bank of Korea.
Compliance Review A-26-3428 (2026.09.16~2027.09.15)
**Caution**
This video contains many personal opinions.
Please watch it lightly, like entertainment, even if there are errors or exaggerations.
Slander or negative comments regarding the 출연자 (participants) will be deleted without notice.
Instagram
Instagram: yeonguk_choe
**Caution**
This video contains many personal opinions.
Please watch it lightly, like an entertainment show, even if there are errors or exaggerations.
Slander or negative comments regarding the participants will be deleted without notice.
※ This content was created in exchange for financial compensation from Hana Card.
The freedom of payment where you need no wallet, no phone, and no top-up, whether studying abroad or traveling.
※ Please apply for Travel GO Touch after applying for the Travel GO Check Card.
▶ Apply for Travel GO Check Card: https://m.hanacard.co.kr/MKCDCM1000M....
▶ Apply for Travel GO Touch: https://m.hanacard.co.kr/MKCDCM1010M....
▷ Overseas merchant transaction fees waived
▷ Usable on public transportation that supports Visa contactless payments
▷ Conveniently use without worrying about battery charging while swimming, engaging in leisure activities, or showering.
*Caution* Product Name: Travel GO Check Card (Touch)
Annual Fee: Domestic Only / Domestic/International (Visa) None
Please be sure to check the product description and terms and conditions before signing the contract.
Card issuance may be restricted if you are deemed unsuitable (e.g., low personal credit score).
You must repay the card usage amount and all associated fees on the designated payment due date.
Consumers have the right to receive an explanation regarding the relevant product or service in accordance with the Financial Consumer Protection Act.
If your credit card usage is excessive compared to your repayment ability, your personal credit score may decrease.
A decrease in your personal credit score may result in disadvantages related to financial transactions.
If you are delinquent on principal and interest for a certain period, you may be obligated to repay all principal and interest.
The overdue interest rate (contractual interest rate + maximum 3%) is applied differentially based on the member and the product used, and does not exceed the legal maximum interest rate (20%). ※ However, if there is no agreed interest rate at the time of delinquency, the following applies:
For delinquent lump-sum transactions: The interest rate for the minimum period (2 months) at the time of the transaction.
For delinquent interest-free installment transactions: The interest rate for the same installment contract period at the time of the transaction.
In other cases: The agreed interest rate shall be the higher of the commercial statutory interest rate under the Commercial Act and the mutual financial institution household loan rate*.
*The most recent weighted average lending rate of non-bank financial institutions (based on new loans) announced monthly by the Bank of Korea.
Compliance Review A-26-3428 (2026.09.16~2027.09.15)
**Caution**
This video contains many personal opinions.
Please watch it lightly, like entertainment, even if there are errors or exaggerations.
Slander or negative comments regarding the 출연자 (participants) will be deleted without notice.
Instagram
Instagram: yeonguk_choe
해외 유학과 여행에서도 지갑도, 폰도, 충전도 필요 없는 결제의 자유
※ 트래블 GO 체크카드를 신청 후 트래블 GO Touch를 신청해 주세요
▶ 트래블 GO 체크카드 신청 : https://m.hanacard.co.kr/MKCDCM1000M.web?CD_PD_SEQ=18062
▶ 트래블 GO Touch 신청 : https://m.hanacard.co.kr/MKCDCM1010M.web?CD_PD_SEQ=19327
▷ 해외 가맹점 이용 수수료 면제
▷ Visa 컨택리스 결제를 지원하는 대중교통에서 이용 가능
▷ 수영, 레저, 샤워할 때도 편리하게 배터리 충전 걱정 없이 사용할 수 있습니다.
상품명 : 트래블GO 체크카드(Touch)
연회비 : 국내전용/국내외겸용(Visa) 없음
계약체결 전 상품설명서 및 상품약관을 반드시 확인하시기 바랍니다.
신용카드 발급이 부적정한 경우(개인 신용평점 낮음 등) 카드발급이 제한될 수 있습니다.
카드이용대금과 이에 수반되는 모든 수수료를 지정된 대금 결제일에 상환하여야 합니다.
소비자는 금융소비자보호법에 따라 해당 상품 또는 서비스에 대하여 설명을 받을 권리가 있습니다.
상환능력에 비해 신용카드 사용액이 과도할 경우, 귀하의 개인신용평점이 하락할 수 있습니다.
개인신용평점 하락 시 금융거래와 관련된 불이익이 발생할 수 있습니다.
일정기간 원리금을 연체할 경우, 모든 원리금을 변제할 의무가 발생할 수 있습니다.
연체이자율(약정이율+최대3%)은 회원별· 이용상품별로 차등 적용되며, 법정 최고금리(20%)를 초과하지 않습니다.
※ 단, 연체 발생 시점에 약정이율이 없는 경우 아래와 같이 적용함
- 일시불 거래 연체 시 : 거래 발생 시점의 최소 기간(2개월) 유이자 할부금리
- 무이자 할부 거래 연체 시 : 거래 발생 시점의 동일한 할부 계약기간의 유이자 할부금리
- 그 외의 경우 : 약정이율은 상법 상 상사법정이율과 상호금융 가계자금대출금리*중 높은 금리 적용
*한국은행에서 매월 발표하는 가장 최근의 비은행 금융기관 가중평균대출금리(신규대출 기준)
준법심의 A-26-3428 (2026.09.16~2027.09.15)