"Our pension isn't that high, so we're probably a tax-exempt household," "I looked it up online, and it seems the threshold is 2.11 million yen, so we're fine"...Wait a minute!
That 2.11 million yen figure might not apply to your household. Your neighbor with the same pension amount might be tax-exempt, while you are taxable... Such cruel situations can easily occur in Japan's complex system.
Whether you qualify for tax exemption depends on just two numbers: your "total income" and "your tax-exempt threshold." Those who mistakenly believe they can achieve tax exemption through iDeCo should be especially careful!
This video will teach you how to interpret these two numbers and seven specific strategies to reclaim and maintain tax-exempt status, helping you avoid losing over 1 million yen in retirement!
Register for the official LINE account of FP1-certified dad and receive "6 Superb Bonuses" to alleviate your financial worries! 👇
https://lin.ee/xK1PYsq
For inquiries regarding seminars, writing, and other work, please contact us here: 👇
support@komiyama-fp.com
━━━━━━━━━━━━━━━━━━━
📻 NEW! Radio show launched!
━━━━━━━━━━━━━━━━━━━
🎧 Just 5 minutes a day! A radio program where you can learn all the basics of money by listening during your commute or while doing housework 🔰
"Zero-Saku! Money Hack Radio"
▶ @komiyama_fp_radio
Perfect for those who "don't have time to watch videos..."!
━━━━━━━━━━━━━━━━━━━
━━━━━━━━━━━━━━━━━━━
🎙️ For deeper discussions, check out Voicy
━━━━━━━━━━━━━━━━━━━
Real thoughts that can't be said in videos, behind-the-scenes stories, and the latest news
Delivered casually in Kansai dialect for 5-10 minutes every morning
"FP1 Dad Komiyama" on Voicy
▶ https://voicy.jp/channel/953885
━━━━━━━━━━━━━━━━━━━
■Turn your financial worries into hope! ■Register for our official LINE account and receive [6 Super Luxurious Bonuses] now↓↓↓
🏆Bonus ①: Secretly taught by an FP! [Forbidden Saving Techniques List to Save 30,000 Yen Per Month on Fixed Costs] (PDF)
🏆Bonus ②: No Knowledge Necessary! [New NISA Complete Guide Startup Course] (PDF)
🏆Bonus ③: Perfectly suited to your personality and risk tolerance! [Fail-Proof Asset Building Portfolio Diagnostic Tool]
🏆Bonus ④: Turn your strengths into money! [Starting a Small Business from Scratch Start Book] (PDF)
🏆Bonus ⑤: Find out based on your area! [Estimated Annual Income Chart for Households Exempt from Resident Tax] (PDF)
🏆Bonus ⑥: [NEW!] Early action brings good fortune! [Complete Guide to Countermeasures Against Rising Mortgage Interest Rates] (PDF)
▼Receive it for free now▼
https://lin.ee/xK1PYsq
[Press "Open in App" and answer a short questionnaire]
[About Individual Consultations and New Services]
We offer a paid individual consultation service of 60 minutes or more, exclusively for those who register with our official LINE account.
(※Currently, we are limiting the number of new consultation appointments.)
When a consultation slot becomes available, we will announce it exclusively on this official LINE account. If you're thinking, "I'd like to have a consultation someday!", please add us as a friend and wait for your chance while receiving a gift!
■_________________________________________________■
【Table of Contents】
00:00 Digest
00:22 Opening
03:34 First, calculate your "total income amount" - Income and earnings are different things
07:48 Compare that income to the "tax-free line" - The standard is determined by the family
11:31 Misconception ① Why tax savings with iDeCo don't affect tax exemption at all
13:02 Misconception ② You can be tax-free even with a pension of 2.3 million yen - You can be excluded even with 1.55 million yen
16:35 The "cliff" you can fall off even after becoming tax-free
17:42 7 measures you can take starting today (Part 1)
28:50 7 measures you can take starting today (Part 2)
○Related Videos
・5 cases where you can become a tax-free household even with an income exceeding 2.11 million yen (Further exploration of today's "The line is determined by people" with real-world examples)
【極秘】211万円の壁を越えても住民税非課税世帯になれる!5つのケースから制度の本質...
・You can become a tax-free household even with a pension of 5.34 million yen! A definitive guide that delves into the grading system (how your tax level changes depending on where you live)
【2026年改正】年金受給者なら534万円でも非課税世帯に!具体的なシミュレーション...
People who will lose out if they don't file a "resident tax return" instead of a tax return (flowchart showing how to recover undeclared income)
【特に今年は要注意!】確定申告じゃなくて住民税の申告をしないと10万円損する人とは?...
Preparation is key for e-Tax tax returns (actual screenshots showing how to file a refund claim by re-adding dependents)
【要注意】2026年(令和7年分)のe-Taxで確定申告は事前準備が命!4つの罠と忘...
Specific measures to lower household taxes by including children and grandchildren under 16 in the "number of heads" for resident tax exemption (how to fill out year-end adjustment forms and a trick to include them on the low-income side)
【まさか間違えてない!?】2025年の年末調整は書類が変わってミス多発!9割の人が見...
Separating households can halve care and medical expenses!? (A breakthrough for...
"Our pension isn't that high, so we're probably a tax-exempt household," "I looked it up online, and it seems the threshold is 2.11 million yen, so we're fine"...Wait a minute!
That 2.11 million yen figure might not apply to your household. Your neighbor with the same pension amount might be tax-exempt, while you are taxable... Such cruel situations can easily occur in Japan's complex system.
Whether you qualify for tax exemption depends on just two numbers: your "total income" and "your tax-exempt threshold." Those who mistakenly believe they can achieve tax exemption through iDeCo should be especially careful!
This video will teach you how to interpret these two numbers and seven specific strategies to reclaim and maintain tax-exempt status, helping you avoid losing over 1 million yen in retirement!
Register for the official LINE account of FP1-certified dad and receive "6 Superb Bonuses" to alleviate your financial worries! 👇
https://lin.ee/xK1PYsq
For inquiries regarding seminars, writing, and other work, please contact us here: 👇
support@komiyama-fp.com
━━━━━━━━━━━━━━━━━━━
📻 NEW! Radio show launched!
━━━━━━━━━━━━━━━━━━━
🎧 Just 5 minutes a day! A radio program where you can learn all the basics of money by listening during your commute or while doing housework 🔰
"Zero-Saku! Money Hack Radio"
▶ @komiyama_fp_radio
Perfect for those who "don't have time to watch videos..."!
━━━━━━━━━━━━━━━━━━━
━━━━━━━━━━━━━━━━━━━
🎙️ For deeper discussions, check out Voicy
━━━━━━━━━━━━━━━━━━━
Real thoughts that can't be said in videos, behind-the-scenes stories, and the latest news
Delivered casually in Kansai dialect for 5-10 minutes every morning
"FP1 Dad Komiyama" on Voicy
▶ https://voicy.jp/channel/953885
━━━━━━━━━━━━━━━━━━━
■Turn your financial worries into hope! ■Register for our official LINE account and receive [6 Super Luxurious Bonuses] now↓↓↓
🏆Bonus ①: Secretly taught by an FP! [Forbidden Saving Techniques List to Save 30,000 Yen Per Month on Fixed Costs] (PDF)
🏆Bonus ②: No Knowledge Necessary! [New NISA Complete Guide Startup Course] (PDF)
🏆Bonus ③: Perfectly suited to your personality and risk tolerance! [Fail-Proof Asset Building Portfolio Diagnostic Tool]
🏆Bonus ④: Turn your strengths into money! [Starting a Small Business from Scratch Start Book] (PDF)
🏆Bonus ⑤: Find out based on your area! [Estimated Annual Income Chart for Households Exempt from Resident Tax] (PDF)
🏆Bonus ⑥: [NEW!] Early action brings good fortune! [Complete Guide to Countermeasures Against Rising Mortgage Interest Rates] (PDF)
▼Receive it for free now▼
https://lin.ee/xK1PYsq
[Press "Open in App" and answer a short questionnaire]
[About Individual Consultations and New Services]
We offer a paid individual consultation service of 60 minutes or more, exclusively for those who register with our official LINE account.
(※Currently, we are limiting the number of new consultation appointments.)
When a consultation slot becomes available, we will announce it exclusively on this official LINE account. If you're thinking, "I'd like to have a consultation someday!", please add us as a friend and wait for your chance while receiving a gift!
■_________________________________________________■
【Table of Contents】
00:00 Digest
00:22 Opening
03:34 First, calculate your "total income amount" - Income and earnings are different things
07:48 Compare that income to the "tax-free line" - The standard is determined by the family
11:31 Misconception ① Why tax savings with iDeCo don't affect tax exemption at all
13:02 Misconception ② You can be tax-free even with a pension of 2.3 million yen - You can be excluded even with 1.55 million yen
16:35 The "cliff" you can fall off even after becoming tax-free
17:42 7 measures you can take starting today (Part 1)
28:50 7 measures you can take starting today (Part 2)
○Related Videos
・5 cases where you can become a tax-free household even with an income exceeding 2.11 million yen (Further exploration of today's "The line is determined by people" with real-world examples)
【極秘】211万円の壁を越えても住民税非課税世帯になれる!5つのケースから制度の本質...
・You can become a tax-free household even with a pension of 5.34 million yen! A definitive guide that delves into the grading system (how your tax level changes depending on where you live)
【2026年改正】年金受給者なら534万円でも非課税世帯に!具体的なシミュレーション...
People who will lose out if they don't file a "resident tax return" instead of a tax return (flowchart showing how to recover undeclared income)
【特に今年は要注意!】確定申告じゃなくて住民税の申告をしないと10万円損する人とは?...
Preparation is key for e-Tax tax returns (actual screenshots showing how to file a refund claim by re-adding dependents)
【要注意】2026年(令和7年分)のe-Taxで確定申告は事前準備が命!4つの罠と忘...
Specific measures to lower household taxes by including children and grandchildren under 16 in the "number of heads" for resident tax exemption (how to fill out year-end adjustment forms and a trick to include them on the low-income side)
【まさか間違えてない!?】2025年の年末調整は書類が変わってミス多発!9割の人が見...
Separating households can halve care and medical expenses!? (A breakthrough for...
最後のこれも心にしみました。
↓
33:15 これからは無理に非課税世帯を目指すということだけではない❗️