Ep 6: Young Couples Earn Well But Still Feel STUCK! The “HENRY” Property Squeeze In Singapore 😭
The (Not So) Proper Show
6,967 views
WELCOME TO THE HENRY TRAP...you earn a very decent income so BTO or Resale HDB feels too comfortable, but one condo downpayment feels like you might need to eat cai fan for the next 5 years! 💸 Squeezed between safe resale HDBs and scary condo prices? We break down the math, liquidity risks, and what you could potentially do. Watch now dear HENRYs! 😆🫶🏻
00:00 Trailer
00:30 Series Intro
01:21 Episode Overview
01:59 The Henry Squeeze
02:50 Who are HENRYs?
03:11 The age & income of HENRYs
04:46 The savings of HENRYs
06:07 Property purchase loan calculation
06:43 The HENRY Dilemma
09:08 Risk 1: Cooling measures
09:50 Risk 2: The rate of property price increase
10:19 Risk 3: Future policy changes
10:52 3 kinds of HENRYs
11:19 Client Case Study 1
12:19 Client Case Study 2
13:06 Overview of options for HENRYs
13:34 Historical HDB Price Trend
14:05 Projecting HDB Prices – Tampines
14:59 Projecting HDB Prices – Bidadari
15:27 Projecting HDB Prices – Summary
15:46 Private Property Price Trend
16:08 Projecting Private Property Prices – Tampines
17:41 Projecting Private Property Prices – Bidadari
18:23 Points of consideration
19:15 What would HENRYs do? – Jun Wei’s take
21:26 What would HENRYs do? – George’s take
22:30 Liquidity Coverage Ratio
23:44 Hidden costs to consider
24:36 Wrap up
25:26 Series Outro
------------------------------
For more videos like this, subscribe to our YouTube channel:
@thenotsopropershow
Slide into our DMs for enquiries:
George @ https://wa.me/6594526825
Junwei @ https://wa.me/6591829533
Stay connected with us here:
https://lnk.bio/GeorgeandJunwei
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1 Comments
Ep 6: Young Couples Earn Well But Still Feel STUCK! The “HENRY” Property Squeeze In Singapore 😭
The (Not So) Proper Show
6,967 views
WELCOME TO THE HENRY TRAP...you earn a very decent income so BTO or Resale HDB feels too comfortable, but one condo downpayment feels like you might need to eat cai fan for the next 5 years! 💸 Squeezed between safe resale HDBs and scary condo prices? We break down the math, liquidity risks, and what you could potentially do. Watch now dear HENRYs! 😆🫶🏻
00:00 Trailer
00:30 Series Intro
01:21 Episode Overview
01:59 The Henry Squeeze
02:50 Who are HENRYs?
03:11 The age & income of HENRYs
04:46 The savings of HENRYs
06:07 Property purchase loan calculation
06:43 The HENRY Dilemma
09:08 Risk 1: Cooling measures
09:50 Risk 2: The rate of property price increase
10:19 Risk 3: Future policy changes
10:52 3 kinds of HENRYs
11:19 Client Case Study 1
12:19 Client Case Study 2
13:06 Overview of options for HENRYs
13:34 Historical HDB Price Trend
14:05 Projecting HDB Prices – Tampines
14:59 Projecting HDB Prices – Bidadari
15:27 Projecting HDB Prices – Summary
15:46 Private Property Price Trend
16:08 Projecting Private Property Prices – Tampines
17:41 Projecting Private Property Prices – Bidadari
18:23 Points of consideration
19:15 What would HENRYs do? – Jun Wei’s take
21:26 What would HENRYs do? – George’s take
22:30 Liquidity Coverage Ratio
23:44 Hidden costs to consider
24:36 Wrap up
25:26 Series Outro
------------------------------
For more videos like this, subscribe to our YouTube channel:
@thenotsopropershow
Slide into our DMs for enquiries:
George @ https://wa.me/6594526825
Junwei @ https://wa.me/6591829533
Stay connected with us here:
https://lnk.bio/GeorgeandJunwei
TikTok - TikTok: georgeandjunwei
Instagram - Instagram: georgeandjunwei
Facebook - Facebook: georgeandjunwei
Website - https://georgeandjunwei.com/
LinkedIn - LinkedIn: georgeandjunwei
You can't multiply by 16 months.
If you're high earner you would have experienced hitting the yearly CPF contribution limit even before mid year.