【世帯分離】住民税非課税世帯になって介護・医療費が半額に!?メリット・デメリットに具体的なやり方や得する人と損する人の特徴の違いについて解説!

FP1級パパこみやまのこみやまFP総合オフィス

FP1級パパこみやまのこみやまFP総合オフィス

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[You'll be missing out if you don't know about it] What is "household separation," which can reduce your parent's nursing care costs by 800,000 yen per year?

A Level 1 Financial Planner thoroughly explains the pros and cons, as well as who benefits and who loses!

"By simply submitting one document to the city hall, you can reduce your parent's nursing care costs by 800,000 yen per year..."

Have you ever heard of this amazing secret, "household separation"?

Whether you know about this system or not could make a huge difference of hundreds of thousands of yen in future nursing care and medical expenses you and your parents will have to pay.

In this video, we'll explain everything from the basics of "household separation" to its pros and cons, the specific procedures, and the all-important question of "is it beneficial or harmful for my household?", using the example of the Sazae-san family from the famous anime series!

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[Table of Contents]
0:00 Digest
0:12 Opening Remarks & Today's Theme
2:00 Why Does Separating Households Save Money?
3:24 What is Separating Households? (For example, the Sazae-san family...)
5:43 4 Great Benefits of Separating Households
13:14 Conditions and Procedures for Separating Households
16:01 [Caution] 4 Disadvantages of Separating Households
23:43 Who Benefits and Who Loses?

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☆References
・Notification Procedures (Nara City) *Please check the website of your city, ward, town, or village
https://www.city.nara.lg.jp/soshiki/1...

・About Long-Term Care Insurance Premiums (Osaka City)
https://www.city.osaka.lg.jp/fukushi/...

・Notice of High-Cost Long-Term Care Service Fees (Tamano City)
https://www.city.tamano.lg.jp/site/cy...

About the High-Cost Medical Care Expenses System (Ministry of H...