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Moving to Idaho in 2027? You May NOT Be Able to Insure Your New Home

Living in & Around Boise Idaho | Ellison Group

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Moving to Idaho in 2027? Before you fall in love with a house, there’s something you NEED to know about homeowners insurance in Idaho - because it is becoming an increasingly important issue for people buying homes across the state. In this video, we break down everything that you need to know about Idaho homeowners insurance BEFORE buying a home - especially if you're moving to Idaho from California, Washington, Oregon, Texas, Arizona, or another state. #MovingToIdaho #IdahoRealEstate #LivinginIdaho

Additional Resources & Contact Info:
📝 Download our FREE 2026 Moving to Idaho Relocation Guide: https://ellisonrealtygroup.thisisbois...
📲 Call/Text Direct at (208) 598-3040
📲 Email: marcie.ellison@exprealty.com
🔍Our Website: www.andyellisonrealestate.com

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Additional Resources & Contact Info:
📲 Call/Text Direct at (208) 598-3040
📲 Email: marcie.ellison@exprealty.com
🔍Our Website: www.andyellisonrealestate.com
▶ Subscribe 👉 http://bit.ly/3LaGteD

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About us:
We are a husband and wife real estate team based out of Boise Idaho and we serve all of the surrounding Treasure Valley. When shopping around for an Idaho real estate agent, we realize you have many options to choose from. We hope you'll consider our down-to-earth, honest (and fun!) approach to doing business for your next move. We would love to help you move to the booming Meridian Idaho or Boise Idaho area.

If this is your first time to this channel, and you want to know everything about eating, sleeping, working, playing, the good, and the bad of living in Boise Idaho, then subscribe▶ http://bit.ly/3LaGteD and tap the bell🛎 for notifications so you can be the first to know about the current market in Boise Idaho.

We get calls and emails everyday from people just like you, looking for help on making their move to Boise Idaho and we love it.😍 Whether you are moving in 9 days or 90 days, give us a call☎, send us a text📝, or send us an email📨 so we can help you make a smooth move to Boise Idaho!

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In this video, we talk about:

🏡 Why Idaho homeowners insurance costs are changing
🔥 How wildfire risk can affect homeowners insurance in Idaho
📍 Why the specific home address matters so much
💰 Why the price you pay for a house isn't necessarily the cost to insure it
🏠 What buyers of new construction need to know
⚠️ What happens if a traditional insurance company won't insure your home
📋 What surplus-lines insurance means
🛡️ What to ask your insurance agent BEFORE making an offer
💵 Why you should get an actual insurance quote before closing
🌲 Ways homeowners may be able to reduce wildfire risk
📱 Why every homeowner should consider making a video inventory of their belongings

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This video contains music from Shutterstock, licensed by Splice video editing app.

9 Comments

@Livinginboiseidaho-candid Creator 1 month ago Pinned

🤔Questions about living in Idaho?
📱 Call or Text: 208-598-3040
📧 Email: andyellisonrealestate@gmail.com
🖥 Website: andyellisonrealestate.com
📖 FREE Moving to Idaho Relocation Guide: https://ellisonrealtygroup.thisisboise.com

@Absaalookemensch 1 month ago

We moved here years ago and bought in 2011. We live in a fire prone region south of Boise. Our HOA has a fire truck, a 15,000 gallon water tank with hoses and high volume pump and we keep a 300-600 foot cleared zone around our houses/community.
The next time you look at all that nice greenery around your house, picture it on fire. You see greenery, firefighters see fuel for fires.

@pamholloway-jw3cz 1 month ago

I had Allstate for many years. Last year they came out to my rural property to check the weed status for the first time. They told me I could not have any plants, Bushes, ornamental grass, ornamental bushes that were taller than 6 inches within 100 feet of the house. The Neighbor property on one side it is not maintain, but it is within 100 feet of my house. They will not cut down their weed and when I have done it, I was told by the sheriffs department not to trespass on their property, so I cannot cut down those weeds. My Agent had a hard time understanding this situation and I said to her Allstate does not understand rural property and I’m not going to wait for you to cancel me. I’m just going to move on and get a different insurance myself, so I got AARP, the Hartford. It’s getting rough out there

@toddwheeler1526 1 month ago

Northern California, 12 years ago insurance was $825 a year, standard deductible. Last year, $7800 with a $20k deductible and garbage coverage. Just was notified, 29% increase next policy. Nobody can sell due to the outrageous insurance costs. Of course, the wonderful County still keeps ridiculous property tax valuations. Doesn't matter how prepared your property is. It's strictly based on the declared fire zone. Perhaps us low life rural folks should just shut down all the necessities of life that we provide to the Suburban people that call us stupid and how we should pay the price for living in fire prone areas. Let's see how they get along without agriculture, proteins, water, power, aggregates, etc etc etc?

@jaynemanning4913 1 month ago

Couldn’t pay me to live in Idaho

@iddddaduncan 1 month ago

My insurance was cancelled two years ago for no reason then it went up 40%

@stargazer5073 1 month ago

California, Oregon, Washington is more expensive for insurance.

@Retiring54 1 month ago

Land is unaffected by a fire and a non-factor in insurance

@MoonshineMikeAz 1 month ago

The simple answer is corporate greed is the reason insurance rates are skyrocketing.
Insurance companies are one of the greedy lowdown companies on the planet