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MORE Medicare Advantage Plans CUT: Millions Will Face Forced Dis-enrollment ❌

Medicare School

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Millions of Medicare Advantage members are expected to lose their plans in 2027 — and most won't see it coming.

In this video, you'll learn why plan terminations are increasing, what's driving insurance companies to pull out of markets, and what the forced termination actually means for your doctors, prescriptions, and out-of-pocket costs.

Most importantly, you'll learn the exact steps to take during open enrollment so you're not caught off guard.

00:00 Millions Expected to Lose Their Medicare Plan in 2027
00:57 Medicare A&B and Medigap Are Lifetime — Advantage Is Not
02:37 Your Rights vs. the Insurance Company's Rights
06:00 The Growing Problem of Forced Plan Terminations
07:19 10-Year History of Medicare Advantage Retrenchment
09:27 Why Carriers Are Pruning — Not Abandoning — the Market
10:59 5 Reasons Plans Are Being Terminated
17:17 What Insurance Companies Can Do About It
19:16 The Provider, Prescription & Financial Problems You Could Face
22:17 Step-by-Step: What To Do If Your Plan Is Terminated
24:24 Two Paths: Switch Advantage Plans or Move to Medigap
25:55 Get Unbiased Help During Open Enrollment

20 Comments

@donthurman8189 1 month ago

Unbelievable that in our country we have more people employed in the health insurance industry than we have physicians and nurses. Most of our health care money is going into a system set up to block our own care.

@karlastreeter7448 1 month ago

Funny how the government has MONEY for endless wars, but not enough money for healthcare.

@surgepro322able 1 month ago

You didn't mention that certain hospitals declined to except certain advantage plans.

@Mario-id2ys 2 weeks ago

In West Texas, healthcare is one monopoly, they are starting to terminate Medicare advantage plans already

@richardbrown3069 1 month ago

Medicare Advantage zero dollar premiums were never sustainable long term without traditional Medicare heavily subsidizing expenses. Medicare Advantage is private insurance and it should not be subsidized so heavily by traditional Medicare, to the detriment of traditional Medicare recipients and the premiums that they pay.

@bgregg55 1 month ago

I am so glad I knew enough to totally steer clear of Disadvantage plans.

@TheDogPa 1 month ago (edited)

This was easy to see coming. I tried many times to warn people about the Disadvantage of Advantage plans.

@KatXander 1 month ago

I had that issue this year, where suddenly my doctor was not in my Medicare Advantage Plan's network, only I was never notified by either the doctor or insurance! I had a question before my yearly exam in April, and all of a sudden they said, "Oh...we can't see you. We don't accept your insurance anymore!" I called Wellcare, they shrugged and gave me two doctor choives: one way too far away since I use Uber, and one I went to and cannot stand. They only wanted to run a slew of unwanted tests, and charged the insurance $900 for a pneumonia vaccination! I may just go with Medicare, since I have no health issues other than hypothyroidism, and am not interested in tests I don't want.

@robertgerber2533 1 month ago

Bottom line is that Medicare will be too expensive for most people. The result of that is more people will owe lots of money to doctors and hospitals. It’s definitely going to lead to more people dying

@phaseboundary5323 1 month ago

Last time they cut my plan, third year running, I took that dump letter as my golden ticket to traditional Medicare. Hasta la vista Medicare Disadvantage.

@chrissmith6133 1 month ago

Thank you for outlining everything, and keeping up with everything. Much appreciated.🤞👍

@carmenanico2786 1 month ago

Every year the same story is the same stress.

@Babsrunning 8 days ago

Yup...Received the letter from Excellus yesterday. Meeting with my "Medicare Lady" next week to learn about my options.

@joealfanophotography9568 3 weeks ago

Braven MA in NJ dropped me last year after five years. I received a letter telling me I could switch to a supplement plan without penalty. I now have a part G plan and it was automatic without any medical examination and no underwriting. I’m 70 years old.

@Colt-ii4qn 2 weeks ago

I’ve got plan G , I hope to God I can keep it. Advantage should be against the law 😡

@Jim49446 2 weeks ago

My cardiologist in MI referred me to Mayo Clinic in Phoenix where I spend my winters. Mayo wouldn't accept my BCBS Advantage plan. If you travel at all, avoid the Advantage plans.

@holly1225s 2 weeks ago

I went to a medicare workshop today and the presenter was suggesting that if we went on the advantage plan we should also sign up for Hospital indemnity insurance. This is all so confusing.

@Lovey64 2 weeks ago

My mom at 1500. A month can not get part B. at $400 a month. she still has a house payment. She is poverty level and can not afford part B.

@KH-pn2rt 3 weeks ago

Advantage plan goes away, physician’s office kicks me to the curb. Find new doctor and after several months I get a call. They kicked me to the curb also. Blindsided by a call from the business office telling me that in spite of my willingness to pay out of pocket, they will not see me.