NRI Quits the Rat Race With a ₹10 Cr Villa & 25 Years of Savings
Belong - GIFT City investments app
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What does it actually take to retire from the corporate life in India as an NRI?
Anand Deshpande worked for 14 years abroad in Nigeria, UK and Germany, and then 19 years in India, built serious wealth, has accumulated 25 years of expenses, and now lives in a villa valued at ₹10 crores.
In this episode of NRI Wealth Stories, we sit down with Anand to talk about the real challenges of moving back to India as an NRI and what it actually takes to retire from the corporate rat race in India. He breaks down his salary growth over 14 years abroad, how he thinks about different investments, his portfolio allocation and what his actual retirement corpus looks like today.
This is the roadmap for someone who is planning to retire in India someday or just wants to understand how someone actually pulled it off.
Chapters
0:00 Highlights of Anand Deshpande’s Journey
1:40 Anand’s Career and Salary Growth
4:08 Challenges of Moving Back To India as an NRI
5:18 Why India?
5:54 Right Amount to Retire
6:46 What’s Inside his Portfolio?
7:58 Insights on His Investment Journey
10:59 Why Real Estate?
12:14 Inside his 10 cr Villa
12:48 “India isn’t very cheap”
14:58 Concerns regarding privacy
15:28 Future Plan for Children
16:56 Is Gift City a part of the plan?
17:38 Does he Regret moving back to india
About Belong
Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.
Explore Belong:
Website: https://getbelong.com
App: https://app.getbelong.com/bKvL/YT
Instagram: Instagram: getbelong
LinkedIn: LinkedIn: getbelong
X: https://x.com/GetBelong
Join our WhatsApp community: https://community.getbelong.com/
20 Comments
Well deserved life ahead sir.👏👏
Anyways that's my plan to if I happen to get fired 😆
"So, I have one more question..."
Repeat 100 times.
"You have lived abroad ...."
"So, you have lived abroad and in India...yeah, yeah"
😂
NRI Quits the Rat Race With a ₹10 Cr Villa & 25 Years of Savings
Belong - GIFT City investments app
81,866 views
You think you have an interesting story too? Fill this form - https://forms.gle/M5oa3BRb91Umss7q7
What does it actually take to retire from the corporate life in India as an NRI?
Anand Deshpande worked for 14 years abroad in Nigeria, UK and Germany, and then 19 years in India, built serious wealth, has accumulated 25 years of expenses, and now lives in a villa valued at ₹10 crores.
In this episode of NRI Wealth Stories, we sit down with Anand to talk about the real challenges of moving back to India as an NRI and what it actually takes to retire from the corporate rat race in India. He breaks down his salary growth over 14 years abroad, how he thinks about different investments, his portfolio allocation and what his actual retirement corpus looks like today.
This is the roadmap for someone who is planning to retire in India someday or just wants to understand how someone actually pulled it off.
Chapters
0:00 Highlights of Anand Deshpande’s Journey
1:40 Anand’s Career and Salary Growth
4:08 Challenges of Moving Back To India as an NRI
5:18 Why India?
5:54 Right Amount to Retire
6:46 What’s Inside his Portfolio?
7:58 Insights on His Investment Journey
10:59 Why Real Estate?
12:14 Inside his 10 cr Villa
12:48 “India isn’t very cheap”
14:58 Concerns regarding privacy
15:28 Future Plan for Children
16:56 Is Gift City a part of the plan?
17:38 Does he Regret moving back to india
About Belong
Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.
Explore Belong:
Website: https://getbelong.com
App: https://app.getbelong.com/bKvL/YT
Instagram: Instagram: getbelong
LinkedIn: LinkedIn: getbelong
X: https://x.com/GetBelong
Join our WhatsApp community: https://community.getbelong.com/
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their interests.
Moving back to India works best if you’re starting your own business, joining a corporate role with decision‑making authority and have access to a strong network of influential people who will back you — or if you’re simply retiring.
If you move back for an entry‑level job, you’ll likely experience a noticeable drop in lifestyle. The typical lack of autonomy at that level often makes you question whether returning was the right decision.