We Paid Off $80,000 of Debt in 2 Years Living Like This | Ashton Jude
Ashton Jude
25 views
We signed a one-year lease on the wrong apartment. Smaller, worse, not the one we inspected. We were 22 and 20, too scared to go back to the agent, so we moved in anyway.
This is Episode 3 of Never Work Again. No car, no TV, no furniture we owned, half-price sandwiches for dinner, and two laptops on a two-seater couch. It's also where an $80,000 student loan got paid off in two years, and where every money habit we still use got built.
The lease we signed for an apartment we'd never seen, and why we said nothing.
What living below your means actually looked like day to day.
The budget rule, and where every dollar of savings went.
How an $80,000 student debt was cleared in two years on a $60-80k salary.
What we gave up for it: marriage and kids, both later than we wanted.
Listen to every episode on Apple, Spotify and everywhere else: https://neverworkagain.org/podcast
๐๐๐๐ฃ๐ง๐๐ฅ๐ฆ
00:00 โ The Wrong Apartment
01:30 โ How We Signed the Wrong Lease
03:08 โ Too Young to Push Back
04:04 โ Our Mindset Back Then
04:48 โ No Car, No TV, $2 Sandwiches
06:09 โ Could Anyone Live Like This Today?
08:56 โ The Rule: Don't Spend More Than You Make
09:20 โ Budgeting and Saving 20%
09:56 โ Where the Savings Actually Went
10:53 โ HECS vs American Student Loans
11:12 โ Tackling an $80,000 Debt
12:32 โ Paid Off in Two Years
14:00 โ "That's Impossible" โ The Pushback
16:11 โ Delaying Gratification
17:48 โ The Month We Crossed $10K
18:47 โ The Habits We Still Use Today
19:57 โ A Typical Day Back Then
22:48 โ The Real Sacrifice: Marriage and Kids
26:12 โ What I'd Tell My Younger Self
29:13 โ What's Coming in Episode 4
๐๐ข๐ก๐ก๐๐๐ง ๐ช๐๐ง๐ ๐จ๐ฆ
๐๐: Instagram: ashtonjude
๐ง๐ถ๐ธ๐ง๐ผ๐ธ: TikTok: ashtonjude
๐ซ.๐ฐ๐ผ๐บ: Twitter: ashtonjude_
๐๐ถ๐ป๐ธ๐ฒ๐ฑ๐๐ป: LinkedIn: ashton-jude
๐ฃ๐ผ๐ฑ๐ฐ๐ฎ๐๐: https://neverworkagain.org/podcast
Free 6-Step RETIRE Framework: https://neverworkagain.org
๐ก๐๐ซ๐ง ๐๐ฃ๐๐ฆ๐ข๐๐
Turning income into assets. Saving isn't the end of it โ at some point you have to decide what the money is actually going to do.
For sponsorships or business inquiries: contact@neverworkagain.org
Educational content only. This is not financial advice.
#financialindependence #debtfree #workoptional #savingmoney #entrepreneurship
1 Comments
We Paid Off $80,000 of Debt in 2 Years Living Like This | Ashton Jude
Ashton Jude
25 views
We signed a one-year lease on the wrong apartment. Smaller, worse, not the one we inspected. We were 22 and 20, too scared to go back to the agent, so we moved in anyway.
This is Episode 3 of Never Work Again. No car, no TV, no furniture we owned, half-price sandwiches for dinner, and two laptops on a two-seater couch. It's also where an $80,000 student loan got paid off in two years, and where every money habit we still use got built.
The lease we signed for an apartment we'd never seen, and why we said nothing.
What living below your means actually looked like day to day.
The budget rule, and where every dollar of savings went.
How an $80,000 student debt was cleared in two years on a $60-80k salary.
What we gave up for it: marriage and kids, both later than we wanted.
Listen to every episode on Apple, Spotify and everywhere else: https://neverworkagain.org/podcast
๐๐๐๐ฃ๐ง๐๐ฅ๐ฆ
00:00 โ The Wrong Apartment
01:30 โ How We Signed the Wrong Lease
03:08 โ Too Young to Push Back
04:04 โ Our Mindset Back Then
04:48 โ No Car, No TV, $2 Sandwiches
06:09 โ Could Anyone Live Like This Today?
08:56 โ The Rule: Don't Spend More Than You Make
09:20 โ Budgeting and Saving 20%
09:56 โ Where the Savings Actually Went
10:53 โ HECS vs American Student Loans
11:12 โ Tackling an $80,000 Debt
12:32 โ Paid Off in Two Years
14:00 โ "That's Impossible" โ The Pushback
16:11 โ Delaying Gratification
17:48 โ The Month We Crossed $10K
18:47 โ The Habits We Still Use Today
19:57 โ A Typical Day Back Then
22:48 โ The Real Sacrifice: Marriage and Kids
26:12 โ What I'd Tell My Younger Self
29:13 โ What's Coming in Episode 4
๐๐ข๐ก๐ก๐๐๐ง ๐ช๐๐ง๐ ๐จ๐ฆ
๐๐: Instagram: ashtonjude
๐ง๐ถ๐ธ๐ง๐ผ๐ธ: TikTok: ashtonjude
๐ซ.๐ฐ๐ผ๐บ: Twitter: ashtonjude_
๐๐ถ๐ป๐ธ๐ฒ๐ฑ๐๐ป: LinkedIn: ashton-jude
๐ฃ๐ผ๐ฑ๐ฐ๐ฎ๐๐: https://neverworkagain.org/podcast
Free 6-Step RETIRE Framework: https://neverworkagain.org
๐ก๐๐ซ๐ง ๐๐ฃ๐๐ฆ๐ข๐๐
Turning income into assets. Saving isn't the end of it โ at some point you have to decide what the money is actually going to do.
For sponsorships or business inquiries: contact@neverworkagain.org
Educational content only. This is not financial advice.
#financialindependence #debtfree #workoptional #savingmoney #entrepreneurship