A significant risk is that you cannot remortgage at the end of the mortgage term leaving you on reversionary rates that could be 4% higher than the deal, that's £500 a month extra on a 150k mortgage to find. The property can be unsellable with a tenant meaning the initial hassle to get rid of the tenant  and then having an empty property  with no income and  all the costs. This leads to you becoming the motivated seller and losing most if not all of the equity

Excellent video and a great summary of the current BTL status. However.... Property values appear to increase over time but relative to the diminishing buying power of the Pound (and ever increasing maintenance & regulatory costs), the net growth in property value is minimal for many people. Alternative to that; 9% average growth in the global stock market = very low risk over medium to long term, no fees, completely passive, reinvest dividends for additional capital growth, instantly liquid asset, tax free ISA for £20000 per year, zero regulatory concerns - simple tax reporting. A year's rental income profit can be wiped out by a bad tenant, an increased EPC requirement etc.

Cities to invest in 2026; Manchester, Leeds, Birmingham, Newcastle, Doncaster, Derby, Nottingham.

Very good, probably the best video I have seen in years.

Genuinely an excellent video and breakdown.

Great video!!

would be really helpful to have timestamps to be able to jump to points in the video. Cheers for the long one, I like this sort of vid

There are lot point skip in it
1. Service charge keep increase every year, if it is flat, so increase you are seeing woul be negative
2. There are many other thing happen, boiler, maintenace, void, bad tenants evacuation
3. if you buy home still building get deprecation, so the positive can become big negative.
Overall seem property is not more a good investment.

26:53 I thought this 6 properties in a single transaction loop hole was abolished?
But not before Jeremy Hunt could take advantage of it.

14:55, numbers wrong

London has a different story all along with housing

Great video. Always good info 😊

I'm considering investing in a central Manchester flat. I have about 40k to put into a ltd company and the purchase through that entity. Likely would be 1 bedroom around 100 - 120k. What do you think ?

I'm searching for streets (house) that will outperform inflation in capital growth year on year in longer term  with old stock available at up to 150k for a brrr. Is that realistic goal?