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How To Draft A WINNING Answer To Your Debt Collection Lawsuit

Consumer Warrior

105,337 views

Don’t make a financial decision without knowing the full picture, watch now to learn the truth about bankruptcy concerns.
SUED FOR A DEBT? Use CaseDefender to draft a winning Answer YOURSELF!
✅ Free to build and preview: https://casedefender.com/answer
💲Use code CONSUMERWARRIOR for 10% off at checkout

📞 Book your FREE consult today!
🌵 ARIZONA: (602) 887-6992
🗓️ Self-schedule here: https://calendly.com/d/ct4n-jbs-4vp
✅ OTHER STATES: https://swiy.co/JohnSkiba

Many people lose cases because they don't know how junk debt buyers gather information or how original creditor lawsuits are proven. In this video, bankruptcy attorney John Skiba explains what these cases mean for your debt situation, helping you avoid costly mistakes.

✅ Why Schedule a Consultation?
-Personalized Solutions: Tailored to YOUR situation.
-Expert Guidance: Over 20 years of experience.
-Empowerment: Understand your rights and options.
-Confidential & Judgment-Free: Your privacy matters.

👉Representing Yourself? Check out these resources:
http://casdefender.com
Forms, Templates, and Tutorials for Defending Debt Lawsuits

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#Debt #JunkDebtBuyers #DebtDefense #DebtRelief #DebtTips #DebtHelp #DebtCollectors

Produced by @hexcreativestudio

20 Comments

@Consumer_Warrior Creator 3 years ago (edited) Pinned

SUED FOR A DEBT? Use CaseDefender to draft a winning Answer YOURSELF!
✅ Free to build and preview: https://casedefender.com/answer
💲Use code CONSUMERWARRIOR for 10% off at checkout

📞 Book your FREE consult today!
🌵 ARIZONA: (602) 887-6992
🗓 Self-schedule here: https://calendly.com/d/ct4n-jbs-4vp
✅ OTHER STATES: https://swiy.co/JohnSkiba

@charlesmundy1606 3 years ago

in my case i asked for the original contract .... and i denied the debt... then i asked for a dismisle because i have an arbitration agreement clause which states they must attemp before filing which they failed to due!!!!! i won my case !!!!

@Dervraka 11 months ago

The important thing is to always file the ANSWER. Doesn't matter if you owe every penny and don't have a defense, doesn't even really matter if you say that in your response. What answering does is kick the can down the road sometimes for a LONG time as many courts are so backlogged it can take over a year for them to even schedule a hearing. In fact, most collectors are hoping for that default judgement. I had one creditor drop the suit as soon as I filed an answer simply because the law office they were using was over 100 miles away from my rural area and wasn't willing to travel that far to show up for a court hearing in my small rural town.

@MoneylessSociety 1 year ago

Really awesome how you kind of halfway tell us what to do without actually telling us what to write in the form and then you try to sell us an expensive service to do that instead of just showing us how to do it…which is why people came here in the first place. 🎉

@daniel77738 1 year ago

Most people don’t even respond, this is what the collection agency hopes for. Reply!

@den-s9t 1 year ago

I think debt collectors should be illegal and let the banks do their own collection.

@sergiosamarine69 7 months ago

You are a Godsend. This reduced my stress a bit

@Hemidakota 1 year ago

Many thanks for helping others on YouTube. What makes a great lawyer and then a wonderful judge.

@lilliananderson1986 1 year ago

I’m in SoCal. It’s literally 9:16 pm and a service collector was just knocking at my door at 9:02. He then leaned on my front doors and looked through the windows of the door. I can still hear him out there. I’m currently frozen on my couch (where he could see me) and my heart is pounding out of my chest!

@glorias.2930 2 years ago

Congrats on your weight loss!!!

@jackiebilbao9432 4 months ago

I thought this was simple and easy to understand gave me the confidence to proceed at least with the response letter thank you

@collin669 2 years ago

Thabk you very much consumer warrior. I do have collections on my account. I'm trying to settle snd resolve the debt before it escalates to a possible lawsuit. I feel more confident now having watched this video.

@mauricelewis1650 1 year ago

A lot of people don't show up because their old debt is bought most of the time.People do not live at that old address which in return.They don't get the court noticed it happened to me.Several times

@normiepuppet 2 years ago

ignore this commercial and use the credit card agreement's arbitration clause to file a motion to Compel Arbitration with your Answer. Junk Debt Buyers will not arbitrate because it costs too much while your fees will be capped at a max of $250 (or less depending on the arb firm listed in the card agreement)

@GAFB1122 2 years ago

Medical debt collection is the WORST!! A quick Google search says medical billing errors are extremely prevalent and common. In fact the percentage I saw was around 80%.

I am dealing with. Debt collectors hounding me for what are billing issues and errors on the hospital and service providers fault such as not submitting correct claims to insurance and doing it timely.

I pay my bills and debts and I believe everyone should or at least try to. But I don't pay for someone else's error. They need to eat their errors as I've had to do on occasion in my life when I made errors.

@danielstevenson1250 1 year ago

80% of life, just show up. Same with these debt collectors.

@rc0334 13 days ago

Do creditors, if they receive a judgement in their favor, get to garnish for the amount owed, or is it always less?

@whocares-c7e 2 years ago

Crazy to me that someone would go through all this for 1500. Im only thinking about it now but Im at huge amount that they decided to stop offering me 0% apr balance transfers so the 24% apr makes min payment almost mortgage payment. I haven't missed a payment for 20 years but I'm at point just not trying.

@arielejel8229 1 year ago

What if the summons complaint says I agreed to monthly payment but the contact they attached says biweekly payments. Is that grounds to dismiss the case?