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Own Your Home and Over 60? The 5 Documents Most UK Families Forget to Sort

Oliver Pembroke — Pension & Tax

45,467 views

Owning your home is a major achievement—but if you're over 60, there are a few important documents that many UK families overlook. Having these in place can make things much easier for your loved ones, help avoid unnecessary delays, and ensure your wishes are clearly recorded.

In this video, we'll cover:
🏡 Five important documents many UK homeowners over 60 should consider
📄 Why keeping your paperwork up to date matters
👨‍👩‍👧 How these documents can make things easier for your family
⚖️ Common mistakes that can lead to confusion or delays
✅ Practical tips for organizing and storing your essential paperwork

This video is for general educational purposes only and is not legal or financial advice. If you need guidance for your specific situation, consider speaking with a qualified solicitor or financial adviser.

If you enjoy practical retirement advice, UK homeowner tips, estate planning guidance, and money-saving information, subscribe for more helpful videos every week.

#UKHomeowners #Over60 #EstatePlanning #RetirementUK #Will #PowerOfAttorney #PropertyOwnership #UKRetirement #FinancialPlanning #FamilyPlanning

19 Comments

@JulianSterne 2 months ago

A good list — the one people regret leaving is the Lasting Power of Attorney. It has to be registered while you still have capacity; once you don't, the family has to go through the Court of Protection instead, which takes months and costs far more. Worth sorting long before you think you need it.

@gerrysmith-j7i 2 months ago

Very helpful video once again. Thank you, Mr. Oliver.

@daveclarke8699 2 months ago

Thank you for sharing this information

@saraswatkin9226 2 months ago

It is not rare as it is happening everyday and the Land Registry is to blame as they are failing to protect people's property and most of the Property fraud is carried out by rogue solicitors and Bank employees as it has happened to me twice.

@deborahgonzalezknight168 1 day ago

What a rip off. You get in touch with the office of the public guardian. But I recall we did ours with a solicitor and it cost 1.200

@user-q992 2 months ago

Power of attorney is not such a magic wand apparently. Some people say that their banks just don't respond to the presence of a power of attorney.

@nmhrkjoy1 2 months ago

Thank you so much for your information so useful :D

@bobster9549 2 months ago

Another good video thanks

@shiviyer8352 2 months ago

Thanks for sharinch such an useful information. Regards

@MikeyDDG-f8r 2 months ago

Be careful with putting your house in trust. As councils can claim "deprivation of assets" and still potentially count the full value of your house for calculation of care costs. The way to avoid this is doing this early enough so it seems that you are not trying to avoid paying care costs and is more about leaving your property to your kids or other

@PeterWilliams-i8k 1 month ago

Ive said this b4, but its imperative that you use a solicitor rather than a so called specialist firm to draw up these documents. A solicitor is required by law to have insurance to cover any errors, ither companies may have this cover but aren't legally required to so do.

@catspeakegroove 2 months ago

Amazing!

@stephenellis2015 1 month ago

The alert from The Land Reg doesnt work. Expect to sell my house next week and got only yesterday a six month e mail to say " There have been no alert notifications issued on this property"

@onlybugwit 2 months ago

Can you register 10 properties or 10 titles, not quite the same thing

@antonella923 7 days ago

I only paid £82 few years ago....

@MMG721 2 months ago

I want to give the power of attorney to my daughter. , but I don’t know how to do it , I have stage four cancer. And I will be very grateful if you kindly help me .
I went to see a solicitor but just to do it he was going to charge me £ 1.200 It this amount justifies his work. .

@ummb7963 2 months ago

What about a Trust which is not sigmed by a solicitor - would it do anything?

@davidgreen1337 2 months ago (edited)

They should abolish joint tenants nowadays especially due to kids from more than one family, marriage. It equalises your heirs to. As they could be left with nothing too.