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Radhika Gupta on Why the Easy Money in Indian Markets Is Over!

Create Wealth with Sandeep Jethwani

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Why obsessing over last year's returns is hurting your portfolio. Radhika Gupta explains the reality of mutual fund investing.

Radhika Gupta, MD and CEO of Edelweiss Mutual Fund, shares why focusing solely on past performance is a common trap for retail investors. Many people chase the highest numbers from the previous year, often ignoring the fundamental principles that actually build long-term wealth.

This conversation breaks down why a sound investment strategy requires looking beyond short-term data. Learn how to filter out market noise and focus on metrics that truly indicate the health and potential of your mutual funds.

00:00 - Introduction
01:30 - Where Indian Markets Stand Today
05:15 - Is the Easy Money Phase Over?
11:40 - Large Caps vs Mid and Small Caps
17:25 - Asset Allocation and Managing Risk
24:10 - Mutual Funds and SIPs in Volatile Markets
31:00 - Where Radhika Sees Opportunities
37:45 - Advice for Young Investors
42:15 - Final Takeaways

20 Comments

@RamKumar-ro4fs 5 days ago

Somehow I have a bad feeling of being scammed by these people

@sunilpudi 5 days ago

The last I saw her was when they launched the Edelwiess Business Cycle Fund. She talks here about apologising, but perhaps that principle should extend to fund performance as well.

The Business Cycle Fund has been down nearly 25% over the last three years and has been, in my view, horrendously managed.

Yet I don’t recall seeing her publicly address its performance or take accountability for it forget about saying sorry.

It’s easy to talk about accountability. It matters far more when your own decisions haven’t worked out.

@souvikchakraborty112 6 days ago

She just want that 2 percent expense ratio commission

@Ganesh013 6 days ago

Talk between two market guys. Nothing for investers

@RahulSharma-wf3rq 6 days ago (edited)

People form Mutual Fund industry have their jobs to make people stay invested. Long term is another idea sold and wrapped differently. Stock markets reward your patience but every long term does mean patience, you need to cut your losses. Market is for people who are actively managing their portfolios. Buying and forgetting is not portfolio management. Fund manger's job is to beat the benchmark return not maximise your returns.

@maheshchandrasekaran2114 3 days ago (edited)

All the fund managers are looked as hero's and praised by the retail investors when the market is bullish and when the market is too bearish or crashes, The same retail investors would start cursing these fund managers.... Its a pattern and a new normal...!!! :face-blue-smiling:

@mycodingjourney7104 4 days ago

Creating a new product they say as if they are inventing a new engine

@puggleski6097 5 days ago (edited)

3 rd rule of PoG ( pot of gold ) highway - it is INVARIABLY administered, run and enforced by "40% sarkara" everywhere. The element of, and the dependence on toxic levels of usury, in the system that the Anglo Dutch burghers transplanted and proliferated and morphed thru the past 5 centuries is absolutely critical to the continued viability of their system.

@sakshamgoel8295 6 days ago

She only promote her SIF in every damn video

@virender846-x5u 2 days ago

Video make sense.. Correct madam.. Now market is going to be high.

@heliospentamer 6 days ago

Pot of gold is diversification thru etfs nothing else is worth it..

@krishservices2011 4 days ago

During this period it will be tough to answer and take moral responsibility as fund Manager how they can help to ensure and protect fund of their clients will crucially important rather than asking for more fund as it’s normal for their business
Million dollar question is how they will say long term investment if you not making money in last good three years
Than the question will be there to answer

@GreenMountainWalk 2 days ago

Long-term economic compounding in India is structural and powerful: corporate earnings grow, formalization accelerates, and a genuine pot of gold awaits patient investors over a 20-year horizon. However, the path is identical to Bengaluru roads: perpetually under construction, full of potholes, and interrupted quarterly by macroeconomic shocks, elections, geopolitical escalations, or regulatory circulars. Survival requires building portfolios that absorb potholes without blowing up.

@KPS_04 12 hours ago

4:28 Why was this part muted?

@rajesh_624 1 day ago

it's all just money without a genuine investment direction like putting up a manufacturing plant, chasing the same stocks and inflating it... delivering 'returns'.

@SangbaranDasgupta 4 days ago

People are not chasing 1 year return. Else SIP inflows would had come down .

@illuminati2101 2 days ago

4:28 What did you mute ?

@the-other-one 4 days ago

You are saying expectation mismatch. We are worried about the capital loss.

@sidtechster 2 days ago

Covid was nothing compared to 2008, financially speaking. The aftershock of 2008 crisis went on for next 2-3 years globally. Every country, every sector was impacted badly. I have seen offices went vacant within months.