14 Pasos para tu EDUCACIÓN FINANCIERA y SIEMPRE Tener Dinero 📚 Lo que NADIE te enseña
La Ciencia del Dinero
33,400 views
The 28th of the month arrives, you open your account, and the number is lower than you expected. Again. And the worst part is, you didn't do anything wrong: you worked, you paid everything on time, and you even held back on some treats. If this scenario sounds familiar, this video is for you.
For years, I thought that was a lack of discipline. I was wrong. After reviewing hundreds of cases, I understood that almost no one fails due to a lack of willpower, but rather because they were never given the manual: no one explained the order in which to make financial decisions, or why that order matters far more than the amount that comes in each month.
In this video from The Science of Money, I give you that complete manual: the 14 steps of financial education that separate someone who always has money from someone who lives on the edge with the exact same salary. Let's explore why your savings gap matters more than your salary, how to build an emergency fund and why it should come BEFORE investing, the real difference between debt that builds you up and debt that consumes you, how compound interest truly works and why a ten-year delay can cost you millions, why a 2% commission can eat up almost 40% of your net worth, how to escape lifestyle inflation, how to automate your finances so you no longer rely on willpower, and how to calculate the exact amount you need to retire.
And finally, we arrive at the idea that changes everything: wealth isn't measured in dollars. It's measured in months. Some people earn $80,000 a month and are fifteen times poorer than someone earning $30,000. I'll show you why, with numbers.
There are no shortcuts, no hacks, no empty motivation. Just the logic behind every dollar that comes in and goes out of your life.
🔔 SUBSCRIBE → channel
💬 Tell me in the comments: if your income stopped today, how many months could you continue living exactly the same way? Write the actual number, not the one you'd like to have.
#FinancialEducation #PersonalFinance #FinancialFreedom #TheScienceOfMoney
_______________________________________________________________
🔍 The content of this channel is for educational and informational purposes only. It is not professional financial advice. Financial decisions are personal and should be based on your own research. Consult with a certified financial advisor before making any major decisions about your money.
14 Comments
Fundación Refugio San Francisco de Asís de Cartagena Colombia.
La mayoría nacemos, crecemos, trabajamos, envejecemos y morimos; después de haber hecho un verdadero desmadre en nuestra vida y la de nuestros seres queridos, porque ellos también heredan la ignorancia financiera.
Si hubiera tenido la oportunidad de haber sabido lo que es el manejo de finanzas, mi vida hubiera sido muy diferente.
Soy un viejo de casi sesenta años y no tengo absolutamente nada para la poca vida que me queda.
Qué mala es la ignorancia en ciertas áreas de la vida.
Definitivamente no tengo un "colchón" para vivir un sólo mes sin mi trabajo actual.
Me siento decepcionado conmigo mismo.
Qué estúpido he sido.
14 Pasos para tu EDUCACIÓN FINANCIERA y SIEMPRE Tener Dinero 📚 Lo que NADIE te enseña
La Ciencia del Dinero
33,400 views
The 28th of the month arrives, you open your account, and the number is lower than you expected. Again. And the worst part is, you didn't do anything wrong: you worked, you paid everything on time, and you even held back on some treats. If this scenario sounds familiar, this video is for you.
For years, I thought that was a lack of discipline. I was wrong. After reviewing hundreds of cases, I understood that almost no one fails due to a lack of willpower, but rather because they were never given the manual: no one explained the order in which to make financial decisions, or why that order matters far more than the amount that comes in each month.
In this video from The Science of Money, I give you that complete manual: the 14 steps of financial education that separate someone who always has money from someone who lives on the edge with the exact same salary. Let's explore why your savings gap matters more than your salary, how to build an emergency fund and why it should come BEFORE investing, the real difference between debt that builds you up and debt that consumes you, how compound interest truly works and why a ten-year delay can cost you millions, why a 2% commission can eat up almost 40% of your net worth, how to escape lifestyle inflation, how to automate your finances so you no longer rely on willpower, and how to calculate the exact amount you need to retire.
And finally, we arrive at the idea that changes everything: wealth isn't measured in dollars. It's measured in months. Some people earn $80,000 a month and are fifteen times poorer than someone earning $30,000. I'll show you why, with numbers.
There are no shortcuts, no hacks, no empty motivation. Just the logic behind every dollar that comes in and goes out of your life.
🔔 SUBSCRIBE → channel
💬 Tell me in the comments: if your income stopped today, how many months could you continue living exactly the same way? Write the actual number, not the one you'd like to have.
#FinancialEducation #PersonalFinance #FinancialFreedom #TheScienceOfMoney
_______________________________________________________________
🔍 The content of this channel is for educational and informational purposes only. It is not professional financial advice. Financial decisions are personal and should be based on your own research. Consult with a certified financial advisor before making any major decisions about your money.