Is it really worth using the Revolut credit card in Brazil? After showing how to get credit (even if initially denied), I tested the Guaranteed Credit feature for an entire month.

In this video, I open my expense spreadsheet and compare, cent by cent, the points accumulated in Revolut (Metal Plan) with the Santander Unique card. You'll discover if the benefit of transferring to Iberia at a 1:1 rate compensates for the fact that the "guaranteed credit" money doesn't earn any interest.

What you will learn:

✅ Real points comparison: Revolut vs Santander.

✅ Difference in the average dollar exchange rate between the cards.

✅ Why some Revolut purchases didn't earn points?

✅ The mathematical calculation: Avios points vs 100% CDI yield.

✅ My current strategy for getting credit approved without collateral.

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📅 Want a personalized strategy?

Schedule a free 45-minute consultation with me now. We'll analyze your current situation and create a plan.

📅 https://zcal.co/faaalapessoal/60min
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💻 Access simulators here: https://www.faaalapessoal.com.br/ferr...

📲 Join the alerts group: https://chat.whatsapp.com/FVEM6lkhFJF...

⚙️ Points history: https://www.faaalapessoal.com.br/hist...

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Instagram Instagram: faaalapessoal
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⏱️ VIDEO CHAPTERS:
00:00 - One month using the Revolut credit card
00:19 - How Guaranteed Credit works
00:53 - Analysis of the spending spreadsheet and points
01:34 - Difference in the average dollar exchange rate: Revolut vs Santander 01:58 - Why didn't some purchases earn points on Revolut?

02:51 - Comparison: Revolut vs Santander Unique (Esfera)
03:53 - The pitfall of parity in transfers
04:23 - The opportunity cost: Idle money vs. Yield
05:40 - Relationship strategy to unlock real credit
06:10 - Conclusion: Is the Revolut card worth it?

👇 Important Links:
Website: https://www.faaalapessoal.com.br/

🔗Create your
Revolut: https://revolut.com/referral/?referra...
Wise: https://wise.com/invite/dic/diegod263
Nomad: https://nomad.onelink.me/wIQT/Travel?...

💬 Any questions? Leave them in the comments and I'll help you!