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How to Use Trading 212 in 2025 (Trading 212 Beginner Walkthrough)

Damien Talks Money

553,759 views

Get free fractional shares worth up to £100 with Trading 212 through this link or use code DAMIEN https://www.trading212.com/join/DAMIEN. Terms apply.

Free resources from the video:
Index fund cheat sheet
https://financialinterest.com/index-f...

Free investing for beginners course
https://financialinterest.com/index-f...

Different order types video
Stock Market Order Types: Don't Get This W...

DISCLAIMERS: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional.

This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.

Available with a Trading 212 Invest account. Trading 212 Card is Powered by Paynetics AD. T212 provides customer support and user interface. 0% FX fee applies to all 212 card transactions. 0.15% FX fee applies when you convert funds in the app. Get up to £20/€23 cashback every month. Other fees
may apply. Capital at risk.

Timestamps:
00:00 - Full breakdown
00:42 - Is your money safe?
01:45 - Setup process
01:55 - Which account should you choose?
03:18 - Setup continued
05:05 - Should you sign the W-8BEN form
05:48 - Getting money onto the platform
06:41 - Promo code for free share
07:12 - Full app tour
09:47 - Should you turn on interest on cash?
11:02 - App tour continues
11:29 - Portfolio transfers
12:25 - How to buy a fund
14:17 - Order types
15:27 - order details overview
15:45 - What is stamp duty?
15:52 - Buying an investment continued
16:18 - Buying individual company
16:38 - FX fee
17:39 - Selling your investments
17:50 - Building a pie
18:47 - How to avoid fees with Autoinvest
20:05 - Manual investment into pie
20:25 - Pie fund distribution
21:39 - Using pre built pies
22:41 - Other account types
23:19 - Cash ISA
23:38 - Flexible ISAs
23:41 - Transfer money between accounts
23:53 - Cash ISA continued
24:30 - Using the accounts together
24:47 - Invest account card and cash back

20 Comments

@DamienTalksMoney Creator 1 year ago (edited) Pinned

Here are all the links I mentioned in the video

Trading 212 📈
https://trading212.com/promocodes/DAMIEN
This is an affiliate link, I will earn a small commission.
If you do not get your free fractional share after depositing, use promo code DAMIEN.
you will find it in the section with the three lines in the bottom right corner of the app.
Terms apply https://www.trading212.com/terms/invest Capital at risk when investing.

Index fund cheat sheet
https://financialinterest.com/index-fund-cheat-sheet/

Free investing for beginners course
https://financialinterest.com/index-funds-for-beginners/

Different order types video
https://www.youtube.com/watch?v=CAEh1fKUuOg&t=281s

@breezee4u 1 month ago

Most people think financial freedom is about a bigger paycheck, but this video proves it's actually about having the right mindset, making smart investment decisions, staying disciplined, and building long term wealth. Thanks for the valuable insights.

@BillySarge 7 months ago

There's a change when you hit $10,000 and another when you hit $20,000. Keep chipping away, it takes some time to get there, but comes quicker than you think, It's taken me a few years to get where I am.

@haggisguinness1481 1 year ago

‘Assuming Trading 212 doesn’t make their service worse ofcourse’ STARES AT VANGUARD

@Samgathor 1 year ago (edited)

Damien, you are the Go-to Guy on financial education. I commend you for your consistency on putting out brilliant material.

@Stu412t 1 year ago

This is the only video that I have fully understood what you said from beginning to end. Thanks.

@WealthMysteriesUK 1 year ago

I bounced around all the different apps the last 5 years. When Vanguard announced their changes, I decided to come back to 212 after your video.

@sametribeeverytime2 1 year ago

I am new to investing and have been using trading 212 for a couple of weeks now and I like it, at first it is daunting with everything you don't understand but once you get your head round it all with all the lingo then it's all very easy. I am mainly paying into an ETF but put aside a small amount to try on some penny stocks, lets just say it didn't go very well and I didn't lose too much but I learnt a LOT from it about how the stock market works. Happy new year to all.👍

@desertfox662 11 months ago (edited)

Usual expected standard from Mr Damien. This geezer has the ability to communicate clearly.

@rufusgates6088 1 year ago

Trading 212 adding a SIPP in 2025 🤞🏼 will solidify its 🐐 status. Love the video.

@172joerockett 1 year ago

I see you’re on track to keeping your promise of making 2000 videos in 2025 😂

HNY and thanks for being such an incredible advocate for financial education - you really have helped so many 🌟

@sunflower-hs3ot 1 year ago

Thanks Damien this was the video I needed since deciding to leave vanguard.

@JayneWorkman 1 year ago

That was amazing, thank you Damien!! Didn’t know about the card to pay function (good job I listened right to the very end!) … thanks also for dividing into chapters, will make it easy to go back and re-watch specific sections when I need to. I already have an account for cash isa but I’m thinking to move my vanguard S&S ISA across due to the increase in fees.

@leoncounsell8572 1 year ago

Happy new year 🎉 Damo, keep up the good work this year. You have helped me loads in the last 18 months to sort out my finances and get into a more stable position.

@gm5383 1 year ago (edited)

The cash ISA is really useful as a place to keep an emergency fund if you've still some annual allowance left by the end of the year IMO. The rates are pretty fair atm especially for what is generally a relatively small pot of money compared to other investments, they are fully protected (up to 85k on the platform), it's quick to withdraw money, being a flexible ISA means there's the option to pay it back without affecting your ISA allowance, and there's no limit on withdraw number if you are unlucky enough to need to use it multiple times in a year.

@vibecheck663 1 year ago

I've been using Trading 212 for a while but I still appreciate a refresher, thank you!

@matthew_jw1318 1 year ago (edited)

I started my trading journey on this app 2 months ago. 800 quid in but only expected to do 300 at this point. Small steps.

@MakeItCount-55 1 year ago

Great video. I'm with T212, but really only use a few of their features (cash savings, ISA, Pies). I could be daunting on first visit, but becomes straight forward with videos like this and taking the time to look around.

@Everysin 1 year ago (edited)

I found your channel mostly to educate myself better for a job I've had for about 6 months. I started investing recently. I will be a low amount Investor for a few years yet with only £50 /£100 a month with any quarterly bonus also being added. My plan is to not touch for at least 11 years. I used your code in the free share and got Starbucks 😊. 11 years sees me to 50